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FIXnotes

DAKOTALAND

CU

Huron, SD

Total Assets
$740M
Total Loans
$486M
DAKOTALAND in SD reported a Texas ratio of 3.3% in Q1 2026, up +0.4pp from the prior quarter. Nonperforming assets rose to 0.53%, an increase of +0.07pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$240M49.3%
1-4 family — junior lien$29M6.0%
Multifamily$7M1.4%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

South Dakota mortgage-note market & lender distress →