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FIXnotes

PEAK

CU

OLYMPIA, WA

Total Assets
$4.3B
Total Loans
$3.5B
PEAK in WA reported a Texas Ratio of 8.8% in Q1 2026, up +2.6pp from the prior quarter. Nonperforming assets increased +0.36pp to 1.21%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$674M19.5%
1-4 family — junior lien$260M7.5%
Multifamily$226M6.5%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Washington mortgage-note market & lender distress →