Skip to content
FIXnotes

STATE EMPLOYEES

CU

Santa Fe, NM

Total Assets
$1.3B
—
Total Loans
$949M
—
STATE EMPLOYEES in NM reported a Texas Ratio of 26.0% in Q2 2026, declining -2.6pp from the prior quarter. Nonperforming assets fell to 4.46%, a -0.42pp decrease.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$189M19.9%——
1-4 family — junior lien$52M5.5%——
Multifamily$40M4.3%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

FOUNDATION

Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

New Mexico mortgage-note market & lender distress →