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FIXnotes

ACADIA

CU

FORT KENT, ME

Total Assets
$413M
—
Total Loans
$351M
—
ACADIA in ME reported a 8.8% Texas ratio in Q2 2026, down -3.3pp from the prior quarter. Nonperforming loans declined -0.50pp to 1.12%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$148M42.2%——
1-4 family — junior lien$17M4.8%——
Multifamily$14M3.9%——
FOUNDATION Consumer Auto New — Unlock to view
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FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Maine mortgage-note market & lender distress →