June 4, 2026 · Ep. 42 · 6 min
Resolution Strategies Overview
Most note investors know they need a resolution — but knowing which one fits the situation in front of you is what separates a smooth exit from a.
May 28, 2026 · Ep. 41 · 6 min
Researching Property Taxes
Most note investors check the mortgage but skip the one obligation that sits in front of every lien on the property. In this episode, we break down how to.
May 21, 2026 · Ep. 40 · 5 min
Determining Property Occupancy
Most note investors underwrite the numbers but skip the question that often matters most — is anyone actually living there? In this episode, we break down.
May 14, 2026 · Ep. 39 · 6 min
Estimating Property Value
Most note investors pull one value from Zillow and move on — but knowing how accurate you actually need to be, and when to spend more to find out, is what.
May 7, 2026 · Ep. 38 · 5 min
Reading the Borrower Credit Report
Most note investors know they need to check the property — but for a second lien holder, the borrower's credit report tells you more about your risk.
April 30, 2026 · Ep. 37 · 6 min
Title Reports and Exceptions
Most note investors know they need to check the property — but overlooking what else is attached to it can turn a good deal into a costly mistake. In this.
April 23, 2026 · Ep. 36 · 6 min
Chain of Title and Assignments
Most note investors focus on the numbers — but if the paperwork behind the loan is broken, the numbers don't matter. In this episode, we break down.
April 16, 2026 · Ep. 35 · 5 min
Equity Plays vs. Cash Flow Plays
Most note investors know they want a deal — but not every deal resolves the same way, and buying the wrong type without knowing it is how returns.
April 9, 2026 · Ep. 34 · 6 min
Calculating Your Max Bid Price
Most note buyers throw out a number and hope the math works out — but knowing how to calculate your max bid price is what separates a disciplined investor.
April 2, 2026 · Ep. 33 · 6 min
Creating a No-Risk Bid
Most note buyers make an offer and hope for the best — but a no-risk bid protects you before you ever spend a dollar on due diligence. In this episode, we.
March 26, 2026 · Ep. 32 · 6 min
Identifying Strong Re-performance Candidates
Most note investors chase discounts — but the real money is hidden in borrower behavior.
March 19, 2026 · Ep. 31 · 7 min
Analyzing Borrower Pay Strings
Many note investors glance at a credit report for the score and move on — but the real insight lives inside the pay string.
March 12, 2026 · Ep. 30 · 6 min
Reviewing Credit Reports for Mortgage Note Due Diligence
How to read a borrower credit report beyond the FICO score — pay strings, trade lines, and lifestyle clues that shape note pricing and workout strategy.
March 5, 2026 · Ep. 29 · 6 min
Vacancy vs Occupancy
Vacancy vs. occupancy in mortgage note investing. How occupancy triangulation reveals the real situation and determines your resolution strategy.
February 26, 2026 · Ep. 28 · 6 min
Red Flags in Property Condition
Property condition red flags that can destroy a mortgage note deal. Learn how to spot structural, environmental, and market risks before you buy.
February 19, 2026 · Ep. 27 · 6 min
Tax Liens & Title Search Basics
Tax liens and title search basics for note investors. Learn how to protect your lien position and avoid getting wiped out before collecting a payment.
February 12, 2026 · Ep. 26 · 5 min
Understanding BPOs and AVMs
BPOs and AVMs explained for note investors. Learn how to validate property values, protect your lien position, and avoid costly valuation mistakes.
February 5, 2026 · Ep. 25 · 6 min
Preliminary Due Diligence: First Pass Filters
First-pass due diligence filters that eliminate weak mortgage notes fast, protect your capital, and reserve deep analysis for deals worth pursuing.
January 29, 2026 · Ep. 24 · 6 min
Understanding Tapes and Bid Templates
Tapes and bid templates in note investing: how to build a repeatable system for analyzing loan data and submitting disciplined, winning bids on note pools.
January 22, 2026 · Ep. 23 · 5 min
Vetting the Seller
Most investors focus on analyzing the asset — but the real leverage is knowing who’s on the other side of the deal and how they operate.
January 15, 2026 · Ep. 22 · 5 min
Broker vs Direct-to-Seller Sourcing
Most investors focus on finding deals — but the real leverage is where those deals come from, who controls the flow, and how to access both channels.
January 13, 2026 · Ep. 21 · 5 min
How to Find Note Sellers
Learn where mortgage note deals actually trade and how to source them directly from banks. Build the sourcing systems top investors rely on.
January 8, 2026 · Ep. 20 · 6 min
Why Most Investors Overlook This Asset Class
Why mortgage notes deliver steady income without tenants or maintenance — the strategic advantage most investors overlook.
January 6, 2026 · Ep. 19 · 5 min
Building a Note Business as an LLC
Operating without an LLC in note investing isn’t “saving time” — it’s gambling your personal assets on someone else’s paperwork and your own inexperience.
January 1, 2026 · Ep. 18 · 6 min
Legal Framework: Mortgage, Note, and Assignment
Mortgage, note, and assignment explained — the legal documents that make debt enforceable and why the transfer trail matters.
December 30, 2025 · Ep. 17 · 6 min
The Role of Equity and CLTV
Equity and CLTV in note investing: how to measure real collateral coverage across the lien stack and why it drives every underwriting decision you make.
December 25, 2025 · Ep. 16 · 6 min
Understanding Collateral Value
Collateral value is your downside protection in note investing — how to accurately assess property value and avoid mispricing deals that put capital at risk.
December 23, 2025 · Ep. 15 · 5 min
Understanding Loan Amortization
Loan amortization shapes cash flow, risk, and exit strategy in note investing. How to model paydown schedules and avoid misreading equity and yield.
December 18, 2025 · Ep. 14 · 5 min
How to Set Your Investment Criteria
Note investing criteria: how to define what you buy and why, so every deal fits a repeatable strategy instead of becoming a gamble.
December 16, 2025 · Ep. 13 · 6 min
Risk vs. Reward in Note Investing
Risk vs. reward in note investing: why chasing yield fails and how understanding risk, control, and position protection drives consistent returns.
December 11, 2025 · Ep. 12 · 5 min
What Makes a Good Note
What makes a good mortgage note? The key attributes that protect your investment and set up profitable exits before you ever collect a payment.
December 9, 2025 · Ep. 11 · 6 min
Cash Flow Without Tenants
Mortgage notes generate cash flow without tenants, toilets, or property management. How note investors earn passive income from debt, not real estate.
December 4, 2025 · Ep. 10 · 6 min
Intro to the FIXnotes System:
Building a successful note business takes more than finding good deals — it takes a system. Learn the FIXnotes framework for repeatable results.
December 2, 2025 · Ep. 9 · 7 min
Key Terminology from the FIXnotes Dictionary
Mortgage note terminology decoded. The key terms every investor must know to navigate negotiations, due diligence, and loan servicing.
November 27, 2025 · Ep. 8 · 6 min
Why Default is an Opportunity
If you’re avoiding non-performing loans out of fear, you’re likely missing the most profitable part of the mortgage note business.
November 25, 2025 · Ep. 7 · 7 min
"Be the Bank" vs. "Be the Landlord"
Note investing vs. rental properties compared. Understand the risk, return, and management tradeoffs between being the bank and the landlord.
November 20, 2025 · Ep. 6 · 7 min
Anatomy of a Mortgage Note
Anatomy of a mortgage note: the core documents behind every deal and what each one means for your rights, risks, and returns as an investor.
November 18, 2025 · Ep. 5 · 7 min
Lien Position - 1st vs 2nd Explained
1st vs. 2nd lien mortgage notes explained. How lien position changes your investment strategy, risk exposure, and potential returns.
November 13, 2025 · Ep. 4 · 6 min
Meet the Collateral - The Lifecycle of a Note
Mortgage note lifecycle from origination to resolution. Learn what collateral means and why the documentation behind each deal matters.
November 11, 2025 · Ep. 3 · 4 min
Performing vs Non-Performing Notes
Performing vs. non-performing mortgage notes compared. Understand the pros, cons, risk profiles, and strategic plays behind each note type.
November 6, 2025 · Ep. 2 · 5 min
Why Banks Sell Mortgage Notes
Why banks sell mortgage notes at steep discounts instead of chasing borrowers, and how independent investors step in to profit from the secondary market.
November 5, 2025 · Ep. 1 · 5 min
Foundation and Introduction to FIXnotes
Mortgage note investing explained: how fixing debt replaces fixing properties, and why notes are the real estate strategy most investors never hear about.
