October 2, 2026 · Robert Hytha
Finding Off-Market Note Deals: How to Build a Sourcing Pipeline Others Miss
Off-market note deals offer less competition and better pricing. Learn how to source NPLs through county records, bank outreach, and FDIC data.
September 21, 2026 · Robert Hytha
Can You Profit Flipping Distressed Bank Loans?
How to profit flipping distressed bank loans by sourcing NPLs from lenders, cleaning messy data, pricing the spread, and matching sellers to buyers.
September 10, 2026 · Ep. 56 · 6 min
Evaluating a Seller — Trust but Verify
Most note investors do thorough due diligence on the asset — but skip the step that tells you whether the seller is who they say they are. In this.
September 8, 2026 · Robert Hytha
Why Institutions Pay Par for Non-Performing Loans
Why institutional buyers pay 100% of UPB for non-performing loans, how low LTV drives the math, and what retail note investors can learn from it.
September 4, 2026 · Robert Hytha
Anatomy of a GSE Loan Sale: What the Pricing Tells You
How to read a GSE non-performing loan sale — from pool structure to cover bids — and what the gap between institutional and retail pricing reveals.
September 3, 2026 · Ep. 55 · 7 min
Finding Deal Flow
Most note investors run out of deals before they run out of capital — because finding a consistent pipeline of acquisition opportunities is harder than it.
August 5, 2026 · Robert Hytha
Note Sourcing Strategies: From Prospecting to Repeat Business
Note sourcing strategies that turn cold prospects into repeat sellers, from FDIC prospecting and conference tactics to email outreach and closing deals.
July 14, 2026 · Robert Hytha
How to Find Mortgage Note Deals: A Complete Sourcing Playbook
How to find mortgage note deals by identifying the five seller types, prospecting on LinkedIn, and building a lead nurturing funnel that converts.
July 10, 2026 · Robert Hytha
Tales from the Tape: A Negotiation That Was Anything but Normal
A real NPL negotiation where a $3K lowball offer on a $50K debt was exposed by pulling lien data — proving why trust-but-verify is non-negotiable.
June 12, 2026 · Robert Hytha
How to Close a Mortgage Note Purchase: The Complete Post-Funding Checklist
Step-by-step closing process for mortgage note purchases — LPSA execution, wire transfer, collateral audit, assignment recording, and servicer boarding.
June 8, 2026 · Robert Hytha
How to Make a No-Risk Bid on a Mortgage Note
No-risk mortgage note bids: structure offers with contingencies that let you walk away if due diligence reveals problems with the asset.
May 27, 2026 · 67 min · Robert Hytha
Where to Buy Mortgage Notes: 7 Sourcing Channels
Where to buy mortgage notes: seven sourcing channels, from marketplaces and brokers to bank, fund and GSE sales, and which ones are open to you today.
May 22, 2026 · Robert Hytha
How Note Investors Make a Spread by Adding Value
How note investors earn a spread: buy loans at wholesale, add value through resolution or buyer matching, and resell at retail pricing.
April 29, 2026 · Robert Hytha
Who Sells Non-Performing Notes? The Complete Seller Landscape
Who sells non-performing notes? Banks, GSEs, hedge funds, brokers, and private investors all sell NPLs — each with different pricing, volume, and access
April 21, 2026 · Robert Hytha
The Note Investor Funnel: From Lead to Close
Build a note investor acquisition funnel — from cold outreach and lead nurturing to portfolio review and deal conversion for repeatable deal flow.
April 14, 2026 · Robert Hytha
How to Calculate and Submit Bids on Mortgage Notes
Mortgage note bidding: pricing formulas, hurdle rates, pre-bid due diligence, and seller strategies for acquiring profitable non-performing notes.
April 9, 2026 · Ep. 34 · 6 min
Calculating Your Max Bid Price
Most note buyers throw out a number and hope the math works out — but knowing how to calculate your max bid price is what separates a disciplined investor.
April 2, 2026 · Ep. 33 · 6 min
Creating a No-Risk Bid
Most note buyers make an offer and hope for the best — but a no-risk bid protects you before you ever spend a dollar on due diligence. In this episode, we.
April 1, 2026 · Robert Hytha
How to Become a Mortgage Note Broker
How to become a mortgage note broker: what the role involves, the licensing picture, how brokers get paid, finding sellers and buyers, and startup costs.
March 30, 2026 · Robert Hytha
The Long-Term View of the Secondary Mortgage Market
Long-term view of note investing: balance acquisition velocity with resolution quality and build sustainable deal flow in the secondary market.
March 11, 2026 · Robert Hytha
How to Buy Your First Mortgage Note: A Step-by-Step Guide for New Investors
Buy your first mortgage note step by step: entity setup, proof of funds, servicer selection, due diligence, bidding, and closing the deal.
February 13, 2026 · Robert Hytha
How to Acquire Mortgage Note Investments
Mortgage note acquisition workflow: from finding sellers and reviewing the tape through LOI, due diligence, funding, and collateral verification.
January 29, 2026 · Ep. 24 · 6 min
Understanding Tapes and Bid Templates
Tapes and bid templates in note investing: how to build a repeatable system for analyzing loan data and submitting disciplined, winning bids on note pools.
January 28, 2026 · Robert Hytha
Unlikely Sources for Diamond-in-the-Rough NPL Deals
Five off-market NPL sourcing strategies — from reverse-engineering foreclosure filings to banker conferences — to find deals before the competition.
January 22, 2026 · Ep. 23 · 5 min
Vetting the Seller
Most investors focus on analyzing the asset — but the real leverage is knowing who’s on the other side of the deal and how they operate.
January 15, 2026 · Ep. 22 · 5 min
Broker vs Direct-to-Seller Sourcing
Most investors focus on finding deals — but the real leverage is where those deals come from, who controls the flow, and how to access both channels.
January 13, 2026 · Ep. 21 · 5 min
How to Find Note Sellers
Learn where mortgage note deals actually trade and how to source them directly from banks. Build the sourcing systems top investors rely on.
