June 1, 2026 · Robert Hytha
The State of the Industry and the Future of Finance
The structural forces behind note investing — housing undersupply, default cycles, and institutional sell-off pressure — are permanent, not cyclical.
May 20, 2026 · Robert Hytha
Best Price vs. Best Execution in Whole Loan Sales
Best price vs. best execution in bank loan sales: how each strategy works, when banks choose one over the other, and what it means for note buyers.
April 13, 2026 · Robert Hytha
Banks Only Have $2.08 for Every $1 Past Due
Bank reserve ratios have dropped to $2.08 per $1 past due, forcing lenders to sell NPLs. Why shrinking reserves create opportunity for note investors.
April 6, 2026 · Robert Hytha
Why Can't You Buy Mortgage Notes Directly from Banks?
Banks sell mortgage notes to institutional buyers, not individuals. Learn why — and where to source notes through the secondary market instead.
February 1, 2026 · Robert Hytha
What Is Mortgage Note Investing?
Mortgage note investing explained — how buying and selling notes works, who the key players are, and why investors choose this asset class.
November 27, 2025 · Ep. 8 · 6 min
Why Default is an Opportunity
If you’re avoiding non-performing loans out of fear, you’re likely missing the most profitable part of the mortgage note business.
November 11, 2025 · Ep. 3 · 4 min
Performing vs Non-Performing Notes
Performing vs. non-performing mortgage notes compared. Understand the pros, cons, risk profiles, and strategic plays behind each note type.
