July 16, 2026 · Ep. 48 · 6 min
Borrower Bankruptcy
Most note investors don't think about bankruptcy until it happens — but knowing how it affects your lien before you buy a loan with an active filing.
July 13, 2026 · Robert Hytha
FDCPA and RESPA Compliance: A Note Investor's Operational Guide
FDCPA and RESPA compliance for note investors — QWR response rules, cease and desist handling, and building federal compliance into your SOPs.
June 29, 2026 · Robert Hytha
Why Smart Borrowers Always Ask for Debt Validation
Debt validation requests are a borrower's FDCPA right — and often a positive signal. Why DVRs indicate engaged borrowers ready for a workout.
June 23, 2026 · Robert Hytha
What Happens If the Promissory Note Is Missing?
A missing promissory note does not kill a deal, but it creates serious legal risks. Learn how to verify collateral and use lost note affidavits.
June 9, 2026 · Robert Hytha
The Mini Miranda: What Every Note Investor Must Include in Borrower Letters
The Mini Miranda is a mandatory FDCPA disclosure in every borrower letter. Missing it exposes note investors to federal liability and counterclaims.
April 23, 2026 · Ep. 36 · 6 min
Chain of Title and Assignments
Most note investors focus on the numbers — but if the paperwork behind the loan is broken, the numbers don't matter. In this episode, we break down.
March 23, 2026 · Robert Hytha
What Happens When a Mortgage Note Is Wiped Out in Tax Foreclosure
Tax foreclosure can wipe out even well-secured mortgage notes. Learn how tax sales supersede liens and the steps to prevent this avoidable loss.
February 23, 2026 · Robert Hytha
The Loan Purchase Sale Agreement: What Note Investors Need to Know
Loan purchase sale agreement essentials — closing dates, reps and warranties, repurchase clauses, and the provisions every note buyer must negotiate.
February 4, 2026 · Robert Hytha
California's AB 130: What Real Estate Note Investors Need to Know
California AB 130 imposes new foreclosure requirements on junior lien holders. What note investors with California second liens must know before.
January 27, 2026 · 1 min · Robert Hytha
The Dissolution of the CFPB: What It Means for Note Investors
CFPB dissolution creates risk and opportunity for note investors. What reduced federal oversight means for compliance, foreclosure, and deal flow.
January 9, 2026 · 46 min · Robert Hytha
New Regulation Proposals Every Note Investor Should Watch
New regulations for note investors: CFPB proposals, state licensing changes, and court rulings on foreclosures, liens, and deficiency judgments.
January 6, 2026 · Ep. 19 · 5 min
Building a Note Business as an LLC
Operating without an LLC in note investing isn’t “saving time” — it’s gambling your personal assets on someone else’s paperwork and your own inexperience.
December 22, 2025 · Robert Hytha
Texas Homestead Exemption: What Note Investors Must Respect
Texas homestead exemptions shield primary residences from most forced sales. Note investors must understand these protections during due diligence.
December 10, 2025 · 14 min · Robert Hytha
Statute of Limitations: What Note Investors in OH, MI, MD, FL & PA Must Know
Statute of limitations rules for note investors in FL, MD, MI, OH, and PA — limitation periods, acceleration triggers, and due diligence must-knows.
November 26, 2025 · Robert Hytha
The CFPB Ruling: What Note Investors Need to Know
CFPB Supreme Court ruling explained: what changed, what stayed the same, and how note investors should adjust their compliance strategy going forward.
November 14, 2025 · 61 min · Robert Hytha
How to Record the Assignment of Mortgage
Record your assignment of mortgage step by step. E-recording, mail-in filing, and county-specific requirements to establish your lien position.
