June 2, 2026 · Robert Hytha
Title, Ownership, and Encumbrances: A Due Diligence Deep Dive
O&E report deep dive for note investors — how to read chain of title, open liens, judgments, and tax status, and what each finding means for pricing.
May 7, 2026 · Ep. 38 · 5 min
Reading the Borrower Credit Report
Most note investors know they need to check the property — but for a second lien holder, the borrower's credit report tells you more about your risk.
April 22, 2026 · Robert Hytha
How to Analyze a Loan Tape Step by Step
How to analyze a loan tape step by step: scrub addresses, flag missing data, request seller info, and prepare a bulk portfolio for indicative pricing.
April 15, 2026 · Robert Hytha
Property Tax Due Diligence for Note Investors
Property tax due diligence prevents the #1 preventable loss in note investing. Learn to check county tax portals and interpret what you find.
April 8, 2026 · Robert Hytha
Sneaky Borrower or Honest Mistake? Red Flags in Public Records
Suspicious property transfers in county records may be fraud, defective deeds, or recording errors. Learn to tell the difference before writing off a deal.
April 7, 2026 · Robert Hytha
How to Audit the Collateral File Before Closing
Collateral file audit checklist: verify the promissory note, mortgage, allonge chain, and assignment chain before closing on a note purchase.
March 18, 2026 · Robert Hytha
How to Perform Bulk Due Diligence on Mortgage Note Portfolios
Bulk due diligence for note portfolios: a five-phase workflow to price hundreds of loans accurately without sacrificing speed or seller trust.
March 16, 2026 · Robert Hytha
How to Price Performing and Non-Performing Notes: Yield vs. Collateral Value
Pricing frameworks for performing and non-performing notes. Yield-based pricing for PLs vs. collateral-value pricing for NPLs, with examples.
March 12, 2026 · Ep. 30 · 6 min
Reviewing Credit Reports for Mortgage Note Due Diligence
How to read a borrower credit report beyond the FICO score — pay strings, trade lines, and lifestyle clues that shape note pricing and workout strategy.
March 6, 2026 · Robert Hytha
The Complete Mortgage Note Due Diligence Checklist
A step-by-step due diligence checklist for mortgage note investors covering pre-bid screening, title review, collateral audit, and pre-closing checks.
February 27, 2026 · 9 min · Robert Hytha
The Pre-Bid Waterfall Process for Note Due Diligence
The pre-bid waterfall screens NPLs with free public data — filtering unsecured debt, equity, lien position, and occupancy before you spend on reports.
February 26, 2026 · Ep. 28 · 6 min
Red Flags in Property Condition
Property condition red flags that can destroy a mortgage note deal. Learn how to spot structural, environmental, and market risks before you buy.
February 19, 2026 · Ep. 27 · 6 min
Tax Liens & Title Search Basics
Tax liens and title search basics for note investors. Learn how to protect your lien position and avoid getting wiped out before collecting a payment.
February 18, 2026 · Robert Hytha
Fast and Free Title Research for NPL Mortgage Notes
Free title research for non-performing notes using county records. Verify liens, check taxes, and spot deal-killing red flags from your desk.
February 12, 2026 · Ep. 26 · 5 min
Understanding BPOs and AVMs
BPOs and AVMs explained for note investors. Learn how to validate property values, protect your lien position, and avoid costly valuation mistakes.
February 11, 2026 · 27 min · Robert Hytha
Due Diligence Through Dispositions with Bill Bymel
Veteran investor Bill Bymel breaks down a 23-loan NPL trade from due diligence through dispositions — turning a $6.5M investment into six-figure returns.
February 5, 2026 · Ep. 25 · 6 min
Preliminary Due Diligence: First Pass Filters
First-pass due diligence filters that eliminate weak mortgage notes fast, protect your capital, and reserve deep analysis for deals worth pursuing.
February 3, 2026 · 10 min · Robert Hytha
Borrower Credit Report Analysis for Note Investors
Credit report analysis for note investors: how to read trade lines, pay strings, and senior lien data from a tri-merge report to improve your pricing.
January 21, 2026 · Robert Hytha
How to Read a Non-Performing Mortgage Loan Data Tape
How to read an NPL data tape: critical columns for pricing, common red flags, and real format comparisons from banks and secondary market sellers.
January 2, 2026 · Robert Hytha
The AI Workflow for Mortgage Note Research
A five-step AI workflow for mortgage note due diligence — tape analysis, demographic enrichment, location scoring, and amortization modeling.
