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FIXnotes
May 21, 2026 · Robert Hytha

Determining Property Occupancy

Most note investors underwrite the numbers but skip the question that often matters most — is anyone actually living there? In this episode, we break down.

Ep. 400:00
4:59
  • What you'll learn:

  • Why owner occupancy signals emotional equity — and how that motivation drives better resolution outcomes even when the numbers are tight

  • The three occupancy categories every investor needs to understand and how each one affects your strategy

  • How to use county tax records, credit reports, and bankruptcy filings to build an occupancy picture from public data

  • When a formal skip trace is worth ordering and what it surfaces that free sources cannot

  • Why occupancy is a research process — and how triangulating multiple sources leads to better decisions than trusting any one of them

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