SANTANDER BANK N A — NPL Explorer

Total Assets

$104.0B

—

Total Loans

$59.1B

—

7.1%

-0.1

1.8%

-0.0

SANTANDER BANK N A in DE reported a Texas Ratio of 7.1% in Q2 2026, down -0.1pp from the prior quarter. Nonperforming assets remained at 1.84%.

Portfolio composition

Category	Balance	% of total	NPL %	Charge-off %
Real estate (all)	—	—	—	—
Commercial real estate	—	—	—	—
Construction & land	—	—	—	—
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Consumer — Unlock to view

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

Benchmark against banks in the same size and geography cohort.

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.