In Q1 2026, 50 institutions held non-owner-occupied CRE loans classified as non-performing. WELLS FARGO BANK NA led the category with $2.9B in NPL volume, followed by BANK OF AMERICA NA at $1.1B and JPMORGAN CHASE BANK NA at $876M.

NPL Volume Leaders by Category

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Rank	Institution	Source	State	NPL Volume	QoQ
1	WELLS FARGO BANK NA	BANK	SD	$2.9B	-$166M
2	BANK OF AMERICA NA	BANK	NC	$1.1B	-$395M
3	JPMORGAN CHASE BANK NA	BANK	OH	$876M	-$131M
4	GOLDMAN SACHS BANK USA	BANK	NY	$746M	+$71M
5	CITIZENS BANK NATIONAL ASSN	BANK	RI	$510M	+$59M
6	MORGAN STANLEY BANK NA	BANK	UT	$483M	-$11M
7	FIRST-CITIZENS BANK&TRUST CO	BANK	NC	$477M	+$26M
8	PNC BANK NATIONAL ASSN	BANK	DE	$462M	-$97M
9	U S BANK NATIONAL ASSN	BANK	OH	$406M	-$10M
10	CAPITAL ONE NATIONAL ASSN	BANK	VA	$396M	+$30M
40 more institutions match this list. Unlock metric values for every row and column sort with Foundation. Unlock with Foundation

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Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	FLAGSTAR BANK NATIONAL ASSN	BANK	NY	████	████	████
12	TD BANK NATIONAL ASSN	BANK	DE	████	████	████
13	MANUFACTURERS&TRADERS TR CO	BANK	NY	████	████	████
14	WESTERN ALLIANCE BANK	BANK	AZ	████	████	████
15	CITIBANK NATIONAL ASSN	BANK	SD	████	████	████
16	HSBC BANK USA NATIONAL ASSN	BANK	VA	████	████	████
17	FIRST HORIZON BANK	BANK	TN	████	████	████
18	STATE STREET BANK&TRUST CO	BANK	MA	████	████	████
19	BANC OF CALIFORNIA	BANK	CA	████	████	████
20	WEBSTER BANK NATIONAL ASSN	BANK	CT	████	████	████
21	HUNTINGTON NATIONAL BANK	BANK	OH	████	████	████
22	SANTANDER BANK N A	BANK	DE	████	████	████
23	BANK OZK	BANK	AR	████	████	████
24	MORGAN STANLEY PRIVATE BK NA	BANK	NY	████	████	████
25	VALLEY NATIONAL BANK	BANK	NJ	████	████	████
26	PINNACLE BANK	BANK	TN	████	████	████
27	BMO BANK NATIONAL ASSN	BANK	IL	████	████	████
28	MONET BANK	BANK	TX	████	████	████
29	PREFERRED BANK	BANK	CA	████	████	████
30	CIBC BANK USA	BANK	IL	████	████	████
31	INDUSTRIAL&COMMERCIAL BK CHI	BANK	NY	████	████	████
32	REGIONS BANK	BANK	AL	████	████	████
33	EMIGRANT BANK	BANK	FL	████	████	████
34	DEUTSCHE BANK TR CO AMERICAS	BANK	NY	████	████	████
35	EAGLEBANK	BANK	MD	████	████	████
36	NANO BANC	BANK	CA	████	████	████
37	MIDFIRST BANK	BANK	OK	████	████	████
38	EVERBANK NATIONAL ASSN	BANK	FL	████	████	████
39	CITY NATIONAL BANK	BANK	CA	████	████	████
40	UNITED BANK	BANK	VA	████	████	████
41	FIRST UNITED BANK&TRUST CO	BANK	OK	████	████	████
42	RAYMOND JAMES BANK	BANK	FL	████	████	████
43	OLD NATIONAL BANK	BANK	IN	████	████	████
44	BANKUNITED NATIONAL ASSN	BANK	FL	████	████	████
45	EASTERN BANK	BANK	MA	████	████	████
46	ROCKLAND TRUST CO	BANK	MA	████	████	████
47	INTERBANK	BANK	OK	████	████	████
48	MERCHANTS BANK OF INDIANA	BANK	IN	████	████	████
49	BANK OF HOPE	BANK	CA	████	████	████
50	FIRSTBANK	BANK	CO	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume per CDR leaf category, sorted descending, top 50. No minimum-dollar threshold is applied — the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual + 90-days-past-due dollar columns (pinned in lib/call-report/cdr-fields.js). Stored in call_report_metrics_by_category.nonperforming_volume with source='fdic_cdr'. Sibling card charge-off-velocity surfaces the leading-edge rate of deterioration; this card surfaces the absolute concentration of stock.

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