EVERBANK NATIONAL ASSN — NPL Explorer

Total Assets

$47.2B

—

Total Loans

$37.4B

—

Texas Ratio

12.3%

+1.5

Non-Performing Loans %

1.5%

+0.2

EVERBANK NATIONAL ASSN in FL reported a Texas Ratio of 12.3% in Q1 2026, rising +1.5pp from the prior quarter. Nonperforming assets increased +0.15pp to 1.46%.

Portfolio composition

Category	Balance	% of total	NPL %	Charge-off %
Real estate (all)	—	—	—	—
Commercial real estate	—	—	—	—
Construction & land	—	—	—	—
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view

FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

EVERBANK NATIONAL ASSN currently appears on: NPL Volume Leaders by Category · Recent Acquirers · NPL Volume Leaders by Category

Florida mortgage-note market & lender distress →

Sterling Bank and Trust, FSBSouthfield, MI · Apr 1, 2025 · Merger
Inherited NPL volume
$10M
Inherited NPL %
1.35%
Total loans inherited
$741M
Total assets inherited
$2.3B
YTD charge-offs (at close)
$0
Last filing
Mar 31, 2025