Skip to content
FIXnotes

Banks with the largest absolute 1-4 family — 1st lien non-performing loan exposure

Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.

Q2 202650 institutions
In Q2 2026, MIDFIRST BANK in OK held the largest non-performing loan portfolio in the 1-4 family — 1st lien category at $6.0B, followed by U S BANK NATIONAL ASSN at $4.4B and JPMORGAN CHASE BANK NA at $3.6B. These three institutions accounted for the highest NPL volumes among 50 reporting entities in this segment.
NPL Volume Leaders by Category
Sorted by NPL Volume ↓
Export CSV (Mastermind)
RankInstitutionSourceStateNPL VolumeQoQTrend
1MIDFIRST BANKBANKOK$6.0B -$330M
2U S BANK NATIONAL ASSNBANKOH$4.4B -$400M
3JPMORGAN CHASE BANK NABANKOH$3.6B +$120M
4WELLS FARGO BANK NABANKSD$3.3B -$404M
5BANK OF AMERICA NABANKNC$2.2B -$80M
6WESTERN ALLIANCE BANKBANKAZ$1.3B -$3M
7MANUFACTURERS&TRADERS TR COBANKNY$972M -$67M
8PNC BANK NATIONAL ASSNBANKDE$823M +$27M
9TRUIST BANKBANKNC$823M -$53M
10CITIZENS BANK NATIONAL ASSNBANKRI$806M -$13M
40 more institutions match this list. Unlock metric values for every row and column sort with membership.
Unlock with membership
See 40 more →
RankInstitutionSourceStateNPL VolumeQoQTrend
11CITIBANK NATIONAL ASSNBANKSD████████████
12HUNTINGTON NATIONAL BANKBANKOH████████████
13FIFTH THIRD BANK NABANKOH████████████
14EVERBANK NATIONAL ASSNBANKFL████████████
15TD BANK NATIONAL ASSNBANKDE████████████
16BANCO POPULAR DE PUERTO RICOBANKPR████████████
17FLAGSTAR BANK NATIONAL ASSNBANKNY████████████
18REGIONS BANKBANKAL████████████
19HSBC BANK USA NATIONAL ASSNBANKVA████████████
20BANKUNITED NATIONAL ASSNBANKFL████████████
21FIRST-CITIZENS BANK&TRUST COBANKNC████████████
22MORGAN STANLEY PRIVATE BK NABANKNY████████████
23BMO BANK NATIONAL ASSNBANKIL████████████
24BARRINGTON B&T CO NABANKIL████████████
25CITY NATIONAL BANKBANKCA████████████
26KEYBANK NATIONAL ASSNBANKOH████████████
27TRUSTMARK BANKBANKMS████████████
28FIRST UNITED BANK&TRUST COBANKOK████████████
29FIRST NB OF AMERICABANKMI████████████
30FIRST HORIZON BANKBANKTN████████████
31UBS BANK USA NATIONAL ASSNBANKUT████████████
32USAA FEDERAL SAVINGS BANKBANKAZ████████████
33NEXBANKBANKTX████████████
34BOKF NATIONAL ASSNBANKOK████████████
35CORNERSTONE CAPITAL BANK SSBBANKTX████████████
36AMERIS BANKBANKGA████████████
37OLD NATIONAL BANKBANKIN████████████
38ZIONS BCORP N ABANKUT████████████
39SOUTHSTATE BANK NABANKFL████████████
40BELL BANKBANKND████████████
41ORIENTAL BANKBANKPR████████████
42COLUMBIA BANKBANKOR████████████
43ASSOCIATED BANK NABANKWI████████████
44NATIONAL COOP BANK N ABANKOH████████████
45PINNACLE BANKBANKTN████████████
46NORTHPOINTE BANKBANKMI████████████
47BANK OF AMERICA CA NABANKCA████████████
48RENASANT BANKBANKMS████████████
49FIRSTBANKBANKTN████████████
50SANTANDER BANK N ABANKDE████████████

Methodology

This card ranks banks by absolute non-performing loan volume in each loan category — largest first, top 50. There is no minimum-dollar threshold; the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual plus 90-days-past-due dollar columns, taken directly from the FFIEC Central Data Repository (CDR). The sibling Charge-Off Velocity card shows how fast a category is deteriorating; this card shows where the existing stock of problem loans sits.

Learn more about NPL Volume →