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FIXnotes

FIFTH THIRD BANK NA

BANK

CINCINNATI, OH · N

Total Assets
$299.2B
—
Total Loans
$179.4B
—
3.8%
+0.3
FIFTH THIRD BANK NA in OH reported a Texas Ratio of 3.8% in Q2 2026, rising +0.3pp from the prior quarter. Nonperforming assets increased +0.06pp to 0.84%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)————
Commercial real estate————
Construction & land————
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Ohio mortgage-note market & lender distress →

Recent acquisitions

Institutions FIFTH THIRD BANK NA absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • Comerica Bank & Trust, National AssociationAnn Arbor, MI · Feb 1, 2026 · Merger
    Inherited NPL volume
    $0
    Inherited NPL %
    0.00%
    Total loans inherited
    $0
    Total assets inherited
    $125M
    YTD charge-offs (at close)
    $0
    Last filing
    Dec 31, 2025
  • Comerica BankDallas, TX · Feb 1, 2026 · Merger
    Inherited NPL volume
    $257M
    Inherited NPL %
    0.50%
    Total loans inherited
    $50.9B
    Total assets inherited
    $80.1B
    YTD charge-offs (at close)
    $129M
    Last filing
    Dec 31, 2025