Banks with the largest absolute CRE — owner-occupied non-performing loan exposure
Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.
| Rank | Institution | Source | State | NPL Volume | QoQ | Trend | |
|---|---|---|---|---|---|---|---|
| 1 | JPMORGAN CHASE BANK NA | BANK | OH | $303M | +$167M | ||
| 2 | BANK OF AMERICA NA | BANK | NC | $251M | +$20M | ||
| 3 | TRUIST BANK | BANK | NC | $203M | +$73M | ||
| 4 | FIRST-CITIZENS BANK&TRUST CO | BANK | NC | $172M | +$18M | ||
| 5 | BMO BANK NATIONAL ASSN | BANK | IL | $156M | -$27M | ||
| 6 | LIVE OAK BANKING CO | BANK | NC | $155M | +$4M | ||
| 7 | HUNTINGTON NATIONAL BANK | BANK | OH | $132M | +$79M | ||
| 8 | WELLS FARGO BANK NA | BANK | SD | $128M | +$1M | ||
| 9 | MANUFACTURERS&TRADERS TR CO | BANK | NY | $113M | -$8M | ||
| 10 | FIFTH THIRD BANK NA | BANK | OH | $110M | +$84M | ||
40 more institutions match this list. Unlock metric values for every row and column sort with Foundation. Unlock with Foundation | |||||||
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| Rank | Institution | Source | State | NPL Volume | QoQ | Trend | |
|---|---|---|---|---|---|---|---|
| 11 | TD BANK NATIONAL ASSN | BANK | DE | ████ | ████ | ████ | |
| 12 | PROVIDENT BANK | BANK | NJ | ████ | ████ | ████ | |
| 13 | FIRST HORIZON BANK | BANK | TN | ████ | ████ | ████ | |
| 14 | OLD NATIONAL BANK | BANK | IN | ████ | ████ | ████ | |
| 15 | U S BANK NATIONAL ASSN | BANK | OH | ████ | ████ | ████ | |
| 16 | PNC BANK NATIONAL ASSN | BANK | DE | ████ | ████ | ████ | |
| 17 | CELTIC BANK | BANK | UT | ████ | ████ | ████ | |
| 18 | REGIONS BANK | BANK | AL | ████ | ████ | ████ | |
| 19 | POPPY BANK | BANK | CA | ████ | ████ | ████ | |
| 20 | CIBC BANK USA | BANK | IL | ████ | ████ | ████ | |
| 21 | CROSS RIVER BANK | BANK | NJ | ████ | ████ | ████ | |
| 22 | AMARILLO NATIONAL BANK | BANK | TX | ████ | ████ | ████ | |
| 23 | CENTIER BANK | BANK | IN | ████ | ████ | ████ | |
| 24 | BANC OF CALIFORNIA | BANK | CA | ████ | ████ | ████ | |
| 25 | SOUTHSTATE BANK NA | BANK | FL | ████ | ████ | ████ | |
| 26 | AMERANT BANK NATIONAL ASSN | BANK | FL | ████ | ████ | ████ | |
| 27 | NEWTEK BANK NATIONAL ASSN | BANK | FL | ████ | ████ | ████ | |
| 28 | ZIONS BCORP N A | BANK | UT | ████ | ████ | ████ | |
| 29 | FIRST BANK OF THE LAKE | BANK | MO | ████ | ████ | ████ | |
| 30 | FLAGSTAR BANK NATIONAL ASSN | BANK | NY | ████ | ████ | ████ | |
| 31 | FINWISE BANK | BANK | UT | ████ | ████ | ████ | |
| 32 | SIGNATURE BANK | BANK | IL | ████ | ████ | ████ | |
| 33 | BYLINE BANK | BANK | IL | ████ | ████ | ████ | |
| 34 | FULTON BANK NATIONAL ASSN | BANK | PA | ████ | ████ | ████ | |
| 35 | HSBC BANK USA NATIONAL ASSN | BANK | VA | ████ | ████ | ████ | |
| 36 | BCORP BANK NATIONAL ASSN | BANK | SD | ████ | ████ | ████ | |
| 37 | RENASANT BANK | BANK | MS | ████ | ████ | ████ | |
| 38 | ENTERPRISE BANK&TRUST | BANK | MO | ████ | ████ | ████ | |
| 39 | BANK OF HOPE | BANK | CA | ████ | ████ | ████ | |
| 40 | STELLAR BANK | BANK | TX | ████ | ████ | ████ | |
| 41 | MIDFIRST BANK | BANK | OK | ████ | ████ | ████ | |
| 42 | PINNACLE BANK | BANK | TN | ████ | ████ | ████ | |
| 43 | LINCOLN SAVINGS BANK | BANK | IA | ████ | ████ | ████ | |
| 44 | CITY NATIONAL BANK | BANK | CA | ████ | ████ | ████ | |
| 45 | FIRST FINANCIAL BANK | BANK | TX | ████ | ████ | ████ | |
| 46 | KEYBANK NATIONAL ASSN | BANK | OH | ████ | ████ | ████ | |
| 47 | BAYCOAST BANK | BANK | MA | ████ | ████ | ████ | |
| 48 | BOKF NATIONAL ASSN | BANK | OK | ████ | ████ | ████ | |
| 49 | SEACOAST NATIONAL BANK | BANK | FL | ████ | ████ | ████ | |
| 50 | EASTERN BANK | BANK | MA | ████ | ████ | ████ |
Methodology
This card ranks banks by absolute non-performing loan volume per CDR leaf category, sorted descending, top 50. No minimum-dollar threshold is applied — the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual + 90-days-past-due dollar columns (pinned in lib/call-report/cdr-fields.js). Stored in call_report_metrics_by_category.nonperforming_volume with source='fdic_cdr'. Sibling card charge-off-velocity surfaces the leading-edge rate of deterioration; this card surfaces the absolute concentration of stock.