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FIXnotes

Banks with the largest absolute 1-4 family — junior lien non-performing loan exposure

Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.

Q2 202650 institutions
In Q2 2026, 50 institutions held 1-4 family — junior lien nonperforming loans. JPMORGAN CHASE BANK NA in OH led the category with $93M, followed by BANK OF AMERICA NA in NC at $38M and BMO BANK NATIONAL ASSN in IL at $28M.
NPL Volume Leaders by Category
Sorted by NPL Volume ↓
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RankInstitutionSourceStateNPL VolumeQoQTrend
1JPMORGAN CHASE BANK NABANKOH$93M +$16M
2BANK OF AMERICA NABANKNC$38M +$4M
3BMO BANK NATIONAL ASSNBANKIL$28M -$1M
4WELLS FARGO BANK NABANKSD$25M -$2M
5NEWTEK BANK NATIONAL ASSNBANKFL$23M +$10M
6TD BANK NATIONAL ASSNBANKDE$23M +$1M
7PNC BANK NATIONAL ASSNBANKDE$20M -$1M
8U S BANK NATIONAL ASSNBANKOH$18M +$1M
9CITIBANK NATIONAL ASSNBANKSD$18M +$7M
10CALPRIVATE BANKBANKCA$13M -$0
40 more institutions match this list. Unlock metric values for every row and column sort with membership.
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RankInstitutionSourceStateNPL VolumeQoQTrend
11LIVE OAK BANKING COBANKNC████████████
12FIRST-CITIZENS BANK&TRUST COBANKNC████████████
13HUNTINGTON NATIONAL BANKBANKOH████████████
14FINWISE BANKBANKUT████████████
15REGIONS BANKBANKAL████████████
16FIFTH THIRD BANK NABANKOH████████████
17AMERICAN MOMENTUM BANKBANKTX████████████
18MVB BANK INCBANKWV████████████
19KEYBANK NATIONAL ASSNBANKOH████████████
20ROYAL BUSINESS BANKBANKCA████████████
21ARVEST BANKBANKAR████████████
22SANTANDER BANK N ABANKDE████████████
23TRUIST BANKBANKNC████████████
24WEBSTER BANK NATIONAL ASSNBANKCT████████████
25INTEGRO BANKBANKAZ████████████
26CITIZENS BANK NATIONAL ASSNBANKRI████████████
27BOKF NATIONAL ASSNBANKOK████████████
28DOLLAR BANK FSBBANKPA████████████
29FROST BANKBANKTX████████████
30EAST WEST BANKBANKCA████████████
31ATLANTIC UNION BANKBANKVA████████████
32MANUFACTURERS&TRADERS TR COBANKNY████████████
33UNITY BANKBANKNJ████████████
34ULSTER SAVINGS BANKBANKNY████████████
35COGENT BANKBANKFL████████████
36BANCFIRSTBANKOK████████████
37NORTHPOINTE BANKBANKMI████████████
38THIRD FS&LA OF CLEVELANDBANKOH████████████
39GLACIER BANKBANKMT████████████
40BANK OF OAK RIDGEBANKNC████████████
41INTERNATIONAL BK OF COMBANKTX████████████
42MUTUALONE BANKBANKMA████████████
43FIRST HORIZON BANKBANKTN████████████
44CHARLES SCHWAB BANK SSBBANKTX████████████
45PARK NATIONAL BANKBANKOH████████████
46EQUITY BANKBANKKS████████████
47FIRST FINANCIAL BANKBANKOH████████████
48COMMERCIAL CAPITAL BANKBANKLA████████████
49BANK OF HAWAIIBANKHI████████████
50FULTON BANK NATIONAL ASSNBANKPA████████████

Methodology

This card ranks banks by absolute non-performing loan volume in each loan category — largest first, top 50. There is no minimum-dollar threshold; the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual plus 90-days-past-due dollar columns, taken directly from the FFIEC Central Data Repository (CDR). The sibling Charge-Off Velocity card shows how fast a category is deteriorating; this card shows where the existing stock of problem loans sits.

Learn more about NPL Volume →