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FIXnotes

PARK NATIONAL BANK

BANK

NEWARK, OH · N

Total Assets
$12.6B
—
Total Loans
$9.7B
—
6.2%
-0.3
PARK NATIONAL BANK in OH reported a Texas ratio of 6.2% in Q2 2026, down -0.3pp from the prior quarter. Nonperforming assets remained at 0.86%, unchanged sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)————
Commercial real estate————
Construction & land————
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Ohio mortgage-note market & lender distress →

Recent acquisitions

Institutions PARK NATIONAL BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • First Citizens National BankDyersburg, TN · Feb 1, 2026 · Merger
    Inherited NPL volume
    $7M
    Inherited NPL %
    0.45%
    Total loans inherited
    $1.6B
    Total assets inherited
    $2.7B
    YTD charge-offs (at close)
    $709K
    Last filing
    Dec 31, 2025