In Q2 2026, BARCLAYS BANK DELAWARE in DE held the largest nonperforming loan portfolio among 50 consumer lenders tracked, with $488M in NPLs. COMENITY CAPITAL BANK in UT and MERRICK BANK in UT followed with $378M and $306M respectively.

NPL Volume Leaders by Category

Sorted by NPL Volume ↓

Export CSV (Mastermind)

Rank	Institution	Source	State	NPL Volume	QoQ
1	BARCLAYS BANK DELAWARE	BANK	DE	$488M	-$125M
2	COMENITY CAPITAL BANK	BANK	UT	$378M	-$33M
3	MERRICK BANK	BANK	UT	$306M	-$33M
4	COMENITY BANK	BANK	DE	$205M	-$17M
5	TD BANK USA NATIONAL ASSN	BANK	DE	$180M	-$10M
6	SALLIE MAE BANK	BANK	UT	$137M	-$16M
7	FIRST NATIONAL BANK OF OMAHA	BANK	NE	$104M	-$11M
8	COASTAL COMMUNITY BANK	BANK	WA	$89M	+$29M
9	SOUTHEAST BANK	BANK	TN	$81M	-$4M
10	CREDIT ONE BANK NA	BANK	NV	$63M	-$2M
40 more institutions match this list. Unlock metric values for every row and column sort with membership. Unlock with membership

See 40 more →

Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	SOFI BANK NATIONAL ASSN	BANK	UT	████	████	████
12	NELNET BANK	BANK	UT	████	████	████
13	FIRSTBANK	BANK	TN	████	████	████
14	LEAD BANK	BANK	MO	████	████	████
15	OPTUM BANK INC	BANK	UT	████	████	████
16	ARVEST BANK	BANK	AR	████	████	████
17	ORIENTAL BANK	BANK	PR	████	████	████
18	FIRST NATIONAL BANK TEXAS	BANK	TX	████	████	████
19	TOYOTA FINANCIAL SB	BANK	NV	████	████	████
20	HAPPEN BANK NATIONAL ASSN	BANK	UT	████	████	████
21	ASSOCIATED BANK NA	BANK	WI	████	████	████
22	FIRST&PEOPLES BANK&TRUST CO	BANK	KY	████	████	████
23	CENTENNIAL BANK	BANK	AR	████	████	████
24	MEDALLION BANK	BANK	UT	████	████	████
25	COMMERCE BANK	BANK	MO	████	████	████
26	BANK OZK	BANK	AR	████	████	████
27	BMW BANK OF NORTH AMERICA	BANK	UT	████	████	████
28	WILMINGTON SVG FUND SOCIETY	BANK	DE	████	████	████
29	AMARILLO NATIONAL BANK	BANK	TX	████	████	████
30	CUSTOMERS BANK	BANK	PA	████	████	████
31	BENEFICIAL STATE BANK	BANK	CA	████	████	████
32	1ST SECURITY BANK OF WA	BANK	WA	████	████	████
33	NORTHWEST BANK	BANK	PA	████	████	████
34	UNIBANK FOR SAVINGS	BANK	MA	████	████	████
35	FIRST INTERSTATE BANK	BANK	MT	████	████	████
36	UNION BANK&TRUST CO	BANK	NE	████	████	████
37	NBT BANK NATIONAL ASSN	BANK	NY	████	████	████
38	ANDERSON BROTHERS BANK	BANK	SC	████	████	████
39	FIRST NATIONAL BANK	BANK	SD	████	████	████
40	RBC BANK GEORGIA NA	BANK	GA	████	████	████
41	FIRST SAVINGS BANK	BANK	SD	████	████	████
42	PATHWARD NATIONAL ASSN	BANK	SD	████	████	████
43	GATE CITY BANK	BANK	ND	████	████	████
44	SOUTHSTATE BANK NA	BANK	FL	████	████	████
45	PARK NATIONAL BANK	BANK	OH	████	████	████
46	PEOPLESBANK	BANK	MA	████	████	████
47	MECHANICS BANK	BANK	CA	████	████	████
48	TBO BANK	BANK	MO	████	████	████
49	PEOPLES BANK	BANK	OH	████	████	████
50	FARM BUREAU BANK FSB	BANK	NV	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume in each loan category — largest first, top 50. There is no minimum-dollar threshold; the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual plus 90-days-past-due dollar columns, taken directly from the FFIEC Central Data Repository (CDR). The sibling Charge-Off Velocity card shows how fast a category is deteriorating; this card shows where the existing stock of problem loans sits.

Learn more about NPL Volume →