In Q1 2026, 50 consumer lenders reported nonperforming loan portfolios, with BARCLAYS BANK DELAWARE in DE leading at $613M. COMENITY CAPITAL BANK and MERRICK BANK, both in UT, followed with $411M and $338M respectively.

NPL Volume Leaders by Category

Sorted by NPL Volume ↓

Export CSV (Mastermind)

Rank	Institution	Source	State	NPL Volume	QoQ
1	BARCLAYS BANK DELAWARE	BANK	DE	$613M	+$4M
2	COMENITY CAPITAL BANK	BANK	UT	$411M	-$21M
3	MERRICK BANK	BANK	UT	$338M	-$12M
4	COMENITY BANK	BANK	DE	$222M	-$20M
5	TD BANK USA NATIONAL ASSN	BANK	DE	$191M	-$15M
6	SALLIE MAE BANK	BANK	UT	$153M	+$1M
7	FIRST NATIONAL BANK OF OMAHA	BANK	NE	$115M	-$6M
8	SOUTHEAST BANK	BANK	TN	$85M	-$17M
9	CREDIT ONE BANK NA	BANK	NV	$65M	+$3M
10	COASTAL COMMUNITY BANK	BANK	WA	$60M	+$5M
40 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind. Unlock with Mastermind

See 40 more →

Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	SOFI BANK NATIONAL ASSN	BANK	UT	████	████	████
12	NELNET BANK	BANK	UT	████	████	████
13	FIRSTBANK	BANK	TN	████	████	████
14	OPTUM BANK INC	BANK	UT	████	████	████
15	ARVEST BANK	BANK	AR	████	████	████
16	ORIENTAL BANK	BANK	PR	████	████	████
17	LENDINGCLUB BANK NA	BANK	UT	████	████	████
18	LEAD BANK	BANK	MO	████	████	████
19	FIRST NATIONAL BANK TEXAS	BANK	TX	████	████	████
20	FIRST&PEOPLES BANK&TRUST CO	BANK	KY	████	████	████
21	ASSOCIATED BANK NA	BANK	WI	████	████	████
22	CENTENNIAL BANK	BANK	AR	████	████	████
23	TOYOTA FINANCIAL SB	BANK	NV	████	████	████
24	MEDALLION BANK	BANK	UT	████	████	████
25	COMMERCE BANK	BANK	MO	████	████	████
26	BANK OZK	BANK	AR	████	████	████
27	WILMINGTON SVG FUND SOCIETY	BANK	DE	████	████	████
28	BMW BANK OF NORTH AMERICA	BANK	UT	████	████	████
29	NORTHWEST BANK	BANK	PA	████	████	████
30	CUSTOMERS BANK	BANK	PA	████	████	████
31	SMBC MANUBANK	BANK	CA	████	████	████
32	FIRST NATIONAL BANK	BANK	SD	████	████	████
33	UNIBANK FOR SAVINGS	BANK	MA	████	████	████
34	BENEFICIAL STATE BANK	BANK	CA	████	████	████
35	AMARILLO NATIONAL BANK	BANK	TX	████	████	████
36	FIRST INTERSTATE BANK	BANK	MT	████	████	████
37	NBT BANK NATIONAL ASSN	BANK	NY	████	████	████
38	1ST SECURITY BANK OF WA	BANK	WA	████	████	████
39	FIRST SAVINGS BANK	BANK	SD	████	████	████
40	UNION BANK&TRUST CO	BANK	NE	████	████	████
41	ANDERSON BROTHERS BANK	BANK	SC	████	████	████
42	RBC BANK GEORGIA NA	BANK	GA	████	████	████
43	SOUTHSTATE BANK NA	BANK	FL	████	████	████
44	TBO BANK	BANK	MO	████	████	████
45	PEOPLESBANK	BANK	MA	████	████	████
46	MECHANICS BANK	BANK	CA	████	████	████
47	PEOPLES BANK	BANK	OH	████	████	████
48	GATE CITY BANK	BANK	ND	████	████	████
49	PARK NATIONAL BANK	BANK	OH	████	████	████
50	FARM BUREAU BANK FSB	BANK	NV	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume per CDR leaf category, sorted descending, top 50. No minimum-dollar threshold is applied — the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual + 90-days-past-due dollar columns (pinned in lib/call-report/cdr-fields.js). Stored in call_report_metrics_by_category.nonperforming_volume with source='fdic_cdr'. Sibling card charge-off-velocity surfaces the leading-edge rate of deterioration; this card surfaces the absolute concentration of stock.

Learn more about NPL Volume →