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FIXnotes

RENASANT BANK

BANK

TUPELO, MS · NM

Total Assets
$27.0B
—
Total Loans
$19.4B
—
4.5%
-0.3
RENASANT BANK in MS reported a Texas Ratio of 4.5% in Q2 2026, down -0.3pp from the prior quarter. Nonperforming assets declined to 0.96%, a -0.08pp decrease sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)————
Commercial real estate————
Construction & land————
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

FOUNDATION

Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Mississippi mortgage-note market & lender distress →

Recent acquisitions

Institutions RENASANT BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • The First BankHattiesburg, MS · Apr 1, 2025 · Merger
    Inherited NPL volume
    $30M
    Inherited NPL %
    0.55%
    Total loans inherited
    $5.4B
    Total assets inherited
    $7.9B
    YTD charge-offs (at close)
    $996K
    Last filing
    Mar 31, 2025