In Q4 2025, 50 institutions reported Multifamily non-performing loans. FLAGSTAR BANK NATIONAL ASSN in NY led the category with $2.3B in NPL volume, followed by WELLS FARGO BANK NA at $527M and JPMORGAN CHASE BANK NA at $422M.

NPL Volume Leaders by Category

Sorted by NPL Volume ↓

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Rank	Institution	Source	State	NPL Volume	QoQ
1	FLAGSTAR BANK NATIONAL ASSN	BANK	NY	$2.3B	-$156M
2	WELLS FARGO BANK NA	BANK	SD	$527M	+$130M
3	JPMORGAN CHASE BANK NA	BANK	OH	$422M	+$20M
4	SANTANDER BANK N A	BANK	DE	$310M	+$3M
5	KEYBANK NATIONAL ASSN	BANK	OH	$220M	-$16M
6	CITIBANK NATIONAL ASSN	BANK	SD	$197M	-$4M
7	CAPITAL ONE NATIONAL ASSN	BANK	VA	$165M	-$29M
8	CITIZENS BANK NATIONAL ASSN	BANK	RI	$152M	-$19M
9	MERCHANTS BANK OF INDIANA	BANK	IN	$128M	-$82M
10	CFG COMMUNITY BANK	BANK	MD	$123M	-$8M
40 more institutions match this list. Unlock metric values for every row and column sort with Foundation. Unlock with Foundation

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Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	CIBC BANK USA	BANK	IL	████	████	████
12	TD BANK NATIONAL ASSN	BANK	DE	████	████	████
13	PNC BANK NATIONAL ASSN	BANK	DE	████	████	████
14	VALLEY NATIONAL BANK	BANK	NJ	████	████	████
15	SERVISFIRST BANK	BANK	AL	████	████	████
16	OLD NATIONAL BANK	BANK	IN	████	████	████
17	FIRST-CITIZENS BANK&TRUST CO	BANK	NC	████	████	████
18	GOLDMAN SACHS BANK USA	BANK	NY	████	████	████
19	ATLANTIC UNION BANK	BANK	VA	████	████	████
20	MANUFACTURERS&TRADERS TR CO	BANK	NY	████	████	████
21	EAGLEBANK	BANK	MD	████	████	████
22	SOUTH STB NA	BANK	FL	████	████	████
23	INTERNATIONAL BK OF COM	BANK	TX	████	████	████
24	METROPOLITAN COMMERCIAL BANK	BANK	NY	████	████	████
25	WEBSTER BANK NATIONAL ASSN	BANK	CT	████	████	████
26	RIDGEWOOD SAVINGS BANK	BANK	NY	████	████	████
27	CONNECTONE BANK	BANK	NJ	████	████	████
28	KEARNY BANK	BANK	NJ	████	████	████
29	PINNACLE BANK	BANK	TN	████	████	████
30	WASHINGTON FEDERAL BANK NA	BANK	WA	████	████	████
31	PEAPACK-GLADSTONE BANK	BANK	NJ	████	████	████
32	NANO BANC	BANK	CA	████	████	████
33	CATHAY BANK	BANK	CA	████	████	████
34	BCORP BANK	BANK	SD	████	████	████
35	BANK OF AMERICA NA	BANK	NC	████	████	████
36	MORGAN STANLEY PRIVATE BK NA	BANK	NY	████	████	████
37	FULTON BANK NATIONAL ASSN	BANK	PA	████	████	████
38	CTBC BANK CORP USA	BANK	CA	████	████	████
39	FIRST UNITED BANK&TRUST CO	BANK	OK	████	████	████
40	PREFERRED BANK	BANK	CA	████	████	████
41	BROOKLINE BANK	BANK	MA	████	████	████
42	BANCFIRST	BANK	OK	████	████	████
43	BANKUNITED NATIONAL ASSN	BANK	FL	████	████	████
44	AMERICAN FIRST NATIONAL BANK	BANK	TX	████	████	████
45	MIDLAND STATES BANK	BANK	IL	████	████	████
46	CANANDAIGUA NB&T CO	BANK	NY	████	████	████
47	NEXBANK	BANK	TX	████	████	████
48	EASTERN BANK	BANK	MA	████	████	████
49	APEX BANK	BANK	TN	████	████	████
50	MANASQUAN BANK	BANK	NJ	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume per CDR leaf category, sorted descending, top 50. No minimum-dollar threshold is applied — the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual + 90-days-past-due dollar columns (pinned in lib/call-report/cdr-fields.js). Stored in call_report_metrics_by_category.nonperforming_volume with source='fdic_cdr'. Sibling card charge-off-velocity surfaces the leading-edge rate of deterioration; this card surfaces the absolute concentration of stock.

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