SUNFLOWER BANK NATIONAL ASSN — NPL Explorer

Total Assets

$15.7B

—

Total Loans

$11.7B

—

Texas Ratio

9.9%

+4.1

Non-Performing Loans %

1.6%

+0.8

SUNFLOWER BANK NATIONAL ASSN in TX reported a 1.63% nonperforming loan ratio in Q2 2026, rising +0.78pp from the prior quarter. The institution's Texas ratio increased +4.1pp to 9.9%.

Portfolio composition

Category	Balance	% of total	NPL %	Charge-off %
Real estate (all)	—	—	—	—
Commercial real estate	—	—	—	—
Construction & land	—	—	—	—
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view

FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

SUNFLOWER BANK NATIONAL ASSN currently appears on: NPL Volume Leaders by Category · Recent Acquirers · NPL Volume Leaders by Category · Rising NPLs by Category

Texas mortgage-note market & lender distress →

First Foundation BankIrvine, CA · Apr 1, 2026 · Merger
Inherited NPL volume
$35M
Inherited NPL %
0.54%
Total loans inherited
$6.5B
Total assets inherited
$11.3B
YTD charge-offs (at close)
$20M
Last filing
Mar 31, 2026