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Banks with the largest absolute Commercial & industrial non-performing loan exposure

Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.

Q2 202650 institutions
In Q2 2026, 50 institutions reported Commercial & industrial nonperforming loans. PATHWARD NATIONAL ASSN in SD led the category with $267M, followed by LIVE OAK BANKING CO in NC at $266M and WEBSTER BANK NATIONAL ASSN in CT at $213M.
NPL Volume Leaders by Category
Sorted by NPL Volume ↓
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RankInstitutionSourceStateNPL VolumeQoQTrend
1PATHWARD NATIONAL ASSNBANKSD$267M +$153M
2LIVE OAK BANKING COBANKNC$266M -$4M
3WEBSTER BANK NATIONAL ASSNBANKCT$213M -$39M
4CIBC BANK USABANKIL$209M +$18M
5BANKUNITED NATIONAL ASSNBANKFL$112M -$12M
6INTERNATIONAL BK OF COMBANKTX$105M +$105M
7FIRST HORIZON BANKBANKTN$104M -$7M
8INTERNATIONAL BK OF COMBANKTX$100M +$49M
9SUNFLOWER BANK NATIONAL ASSNBANKTX$89M +$66M
10TEXAS CAPITAL BANKBANKTX$86M -$52M
40 more institutions match this list. Unlock metric values for every row and column sort with membership.
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RankInstitutionSourceStateNPL VolumeQoQTrend
11ISRAEL DISCOUNT BANK OF NYBANKNY████████████
12CELTIC BANKBANKUT████████████
13SOUTHSTATE BANK NABANKFL████████████
14STIFEL BANK&TRUSTBANKMO████████████
15ZIONS BCORP N ABANKUT████████████
16WAFD BANKBANKWA████████████
17NEWTEK BANK NATIONAL ASSNBANKFL████████████
181ST SOURCE BANKBANKIN████████████
19CITY NB OF FLORIDABANKFL████████████
20BEACON BANK&TRUSTBANKMA████████████
21FIRST MERCHANTS BANKBANKIN████████████
22APPLE BANKBANKNY████████████
23FIRST INTERNET BANK OF INBANKIN████████████
24BUSEY BANKBANKIL████████████
25COLUMBIA BANKBANKOR████████████
26TBK BANK SSBBANKTX████████████
27ASSOCIATED BANK NABANKWI████████████
28FIRST BANK OF THE LAKEBANKMO████████████
29ARVEST BANKBANKAR████████████
30HANCOCK WHITNEY BANKBANKMS████████████
31BANCFIRSTBANKOK████████████
32FIRST COMMONWEALTH BANKBANKPA████████████
33BANK OF MISSOURIBANKMO████████████
34FIRST NB OF PENNSYLVANIABANKPA████████████
35AMARILLO NATIONAL BANKBANKTX████████████
36EMIGRANT BANKBANKFL████████████
37B1BANKBANKLA████████████
38GULF COAST BANK&TRUST COBANKLA████████████
39WOODFOREST NATIONAL BANKBANKTX████████████
40WESTERN ALLIANCE BANKBANKAZ████████████
41BANK OF HOPEBANKCA████████████
42ATLANTIC UNION BANKBANKVA████████████
43FIRST INTERSTATE BANKBANKMT████████████
44NBH BANKBANKCO████████████
45UNIVEST BANK&TRUST COBANKPA████████████
46HAPPEN BANK NATIONAL ASSNBANKUT████████████
47UNITED COMMUNITY BANKBANKSC████████████
48ORIENTAL BANKBANKPR████████████
49EQUITY BANKBANKKS████████████
50BYLINE BANKBANKIL████████████

Methodology

This card ranks banks by absolute non-performing loan volume in each loan category — largest first, top 50. There is no minimum-dollar threshold; the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual plus 90-days-past-due dollar columns, taken directly from the FFIEC Central Data Repository (CDR). The sibling Charge-Off Velocity card shows how fast a category is deteriorating; this card shows where the existing stock of problem loans sits.

Learn more about NPL Volume →