Banks with the largest absolute Commercial & industrial non-performing loan exposure

Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.

Q1 202650 institutions (archived snapshot)

In Q1 2026, 50 institutions held non-performing Commercial & industrial loans. LIVE OAK BANKING CO in NC led the category with $270M, followed by WEBSTER BANK NATIONAL ASSN in CT at $253M and CIBC BANK USA in IL at $192M.

NPL Volume Leaders by Category

Sorted by NPL Volume ↓

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Rank	Institution	Source	State	NPL Volume	QoQ
1	LIVE OAK BANKING CO	BANK	NC	$270M	-$76M
2	WEBSTER BANK NATIONAL ASSN	BANK	CT	$253M	+$36M
3	CIBC BANK USA	BANK	IL	$192M	-$28M
4	TEXAS CAPITAL BANK	BANK	TX	$138M	+$21M
5	BANKUNITED NATIONAL ASSN	BANK	FL	$123M	-$43M
6	PATHWARD NATIONAL ASSN	BANK	SD	$113M	+$9M
7	FIRST HORIZON BANK	BANK	TN	$111M	+$18M
8	SOUTHSTATE BANK NA	BANK	FL	$93M	-$3M
9	ISRAEL DISCOUNT BANK OF NY	BANK	NY	$90M	+$32M
10	ORIENTAL BANK	BANK	PR	$81M	-$7M
40 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind. Unlock with Mastermind

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Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	BEAL BANK USA	BANK	NV	████	████	████
12	CITY NB OF FLORIDA	BANK	FL	████	████	████
13	CELTIC BANK	BANK	UT	████	████	████
14	1ST SOURCE BANK	BANK	IN	████	████	████
15	STIFEL BANK&TRUST	BANK	MO	████	████	████
16	MIDFIRST BANK	BANK	OK	████	████	████
17	BEACON BANK&TRUST	BANK	MA	████	████	████
18	WAFD BANK	BANK	WA	████	████	████
19	ZIONS BCORP N A	BANK	UT	████	████	████
20	INTERNATIONAL BK OF COM	BANK	TX	████	████	████
21	PRIMIS BANK	BANK	VA	████	████	████
22	WESTERN ALLIANCE BANK	BANK	AZ	████	████	████
23	APPLE BANK	BANK	NY	████	████	████
24	FROST BANK	BANK	TX	████	████	████
25	HANCOCK WHITNEY BANK	BANK	MS	████	████	████
26	FIRST INTERNET BANK OF IN	BANK	IN	████	████	████
27	BANK OF HOPE	BANK	CA	████	████	████
28	COLUMBIA BANK	BANK	OR	████	████	████
29	FIRST COMMONWEALTH BANK	BANK	PA	████	████	████
30	FIRST BANK OF THE LAKE	BANK	MO	████	████	████
31	TBK BANK SSB	BANK	TX	████	████	████
32	GULF COAST BANK&TRUST CO	BANK	LA	████	████	████
33	NEEDHAM BANK	BANK	MA	████	████	████
34	ARVEST BANK	BANK	AR	████	████	████
35	AMARILLO NATIONAL BANK	BANK	TX	████	████	████
36	FIRST NB OF PENNSYLVANIA	BANK	PA	████	████	████
37	NBH BANK	BANK	CO	████	████	████
38	B1BANK	BANK	LA	████	████	████
39	FIRST INTERSTATE BANK	BANK	MT	████	████	████
40	NEWTEK BANK NATIONAL ASSN	BANK	FL	████	████	████
41	BYLINE BANK	BANK	IL	████	████	████
42	BANC OF CALIFORNIA	BANK	CA	████	████	████
43	BUSEY BANK	BANK	IL	████	████	████
44	NORTHERN BANK&TRUST CO	BANK	MA	████	████	████
45	FULTON BANK NATIONAL ASSN	BANK	PA	████	████	████
46	LENDINGCLUB BANK NA	BANK	UT	████	████	████
47	UNITED COMMUNITY BANK	BANK	SC	████	████	████
48	EQUITY BANK	BANK	KS	████	████	████
49	GLACIER BANK	BANK	MT	████	████	████
50	CAPITAL BANK NATIONAL ASSN	BANK	MD	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume per CDR leaf category, sorted descending, top 50. No minimum-dollar threshold is applied — the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual + 90-days-past-due dollar columns (pinned in lib/call-report/cdr-fields.js). Stored in call_report_metrics_by_category.nonperforming_volume with source='fdic_cdr'. Sibling card charge-off-velocity surfaces the leading-edge rate of deterioration; this card surfaces the absolute concentration of stock.

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