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FIXnotes

B1BANK

BANK

BATON ROUGE, LA · NM

Total Assets
$8.9B
—
Total Loans
$6.7B
—
9.5%
-1.5
B1BANK in LA reported a Texas Ratio of 9.5% in Q2 2026, down -1.5pp from the prior quarter. Nonperforming assets declined to 1.26%, a -0.27pp decrease period-over-period.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)————
Commercial real estate————
Construction & land————
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Louisiana mortgage-note market & lender distress →

Recent acquisitions

Institutions B1BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • Progressive BankMonroe, LA · Jan 1, 2026 · Merger
    Inherited NPL volume
    $102K
    Inherited NPL %
    0.02%
    Total loans inherited
    $597M
    Total assets inherited
    $768M
    YTD charge-offs (at close)
    $143K
    Last filing
    Dec 31, 2025
  • Oakwood BankDallas, TX · Oct 1, 2024 · Merger
    Inherited NPL volume
    $0
    Inherited NPL %
    0.00%
    Total loans inherited
    $700M
    Total assets inherited
    $862M
    YTD charge-offs (at close)
    $2M
    Last filing
    Sep 30, 2024