UNITED COMMUNITY BANK
BANKGREENVILLE, SC · SM
Total Assets
$28.1B
—
Total Loans
$19.6B
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UNITED COMMUNITY BANK in SC reported a Texas ratio of 2.8% in Q1 2026, up +0.2pp from the prior quarter. Nonperforming assets accounted for 0.49% of total assets, an increase of +0.02pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| Real estate (all) | — | — | — | — |
| Commercial real estate | — | — | — | — |
| Construction & land | — | — | — | — |
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION Non-residential CRE — Unlock to view | ||||
| FOUNDATION Residential real estate — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
| FOUNDATION Other loans — Unlock to view | ||||
| FOUNDATION 1-4 family — 1st lien — Unlock to view | ||||
| FOUNDATION 1-4 family — junior lien — Unlock to view | ||||
| FOUNDATION 1-4 family — HELOC — Unlock to view | ||||
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION CRE — owner-occupied — Unlock to view | ||||
| FOUNDATION CRE — non-owner-occupied — Unlock to view | ||||
| FOUNDATION Construction — 1-4 family — Unlock to view | ||||
| FOUNDATION Construction — other — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
UNITED COMMUNITY BANK currently appears on: NPL Volume Leaders by Category
Recent acquisitions
Institutions UNITED COMMUNITY BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter
- Peach State Bank & Trust
- Inherited NPL volume
- $0
- Inherited NPL %
- 0.00%
- Total loans inherited
- $498M
- Total assets inherited
- $789M
- YTD charge-offs (at close)
- $0
- Last filing
- Mar 31, 2026
- American National Bank
- Inherited NPL volume
- $0
- Inherited NPL %
- 0.00%
- Total loans inherited
- $317M
- Total assets inherited
- $452M
- YTD charge-offs (at close)
- $0
- Last filing
- Mar 31, 2025