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FIXnotes

CAPITAL BANK NATIONAL ASSN

BANK

ROCKVILLE, MD · N

Total Assets
$3.8B
—
Total Loans
$3.1B
—
16.6%
+0.9
CAPITAL BANK NATIONAL ASSN in MD reported a texas ratio of 16.6% in Q2 2026, up +0.9pp from the prior quarter. Nonperforming assets increased +0.12pp to 2.05%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)————
Commercial real estate————
Construction & land————
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Maryland mortgage-note market & lender distress →

Recent acquisitions

Institutions CAPITAL BANK NATIONAL ASSN absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • West Town Bank & TrustNorth Riverside, IL · Oct 1, 2024 · Merger
    Inherited NPL volume
    $18M
    Inherited NPL %
    4.15%
    Total loans inherited
    $424M
    Total assets inherited
    $518M
    YTD charge-offs (at close)
    $1M
    Last filing
    Sep 30, 2024