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FIXnotes

BUSEY BANK

BANK

CHAMPAIGN, IL · SM

Total Assets
$18.1B
—
Total Loans
$13.2B
—
2.6%
+0.8
BUSEY BANK in IL reported a Texas ratio of 2.6% in Q2 2026, up +0.8pp from the prior quarter. Nonperforming assets rose to 0.51%, an increase of +0.16pp from Q2 2026's prior period.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)————
Commercial real estate————
Construction & land————
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Illinois mortgage-note market & lender distress →

Recent acquisitions

Institutions BUSEY BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • CrossFirst BankLeawood, KS · Jun 21, 2025 · Merger
    Inherited NPL volume
    $48M
    Inherited NPL %
    0.79%
    Total loans inherited
    $6.0B
    Total assets inherited
    $7.4B
    YTD charge-offs (at close)
    $30M
    Last filing
    Mar 31, 2025
  • Merchants and Manufacturers BankJoliet, IL · Jun 21, 2024 · Merger
    Inherited NPL volume
    $0
    Inherited NPL %
    0.00%
    Total loans inherited
    $422M
    Total assets inherited
    $478M
    YTD charge-offs (at close)
    $12K
    Last filing
    Mar 31, 2024