Banks with the largest absolute Commercial & industrial non-performing loan exposure

Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.

Q2 202650 institutions (archived snapshot)

In Q2 2026, 50 institutions reported Commercial & industrial nonperforming loans. PATHWARD NATIONAL ASSN in SD led the category with $267M, followed by LIVE OAK BANKING CO in NC at $266M and WEBSTER BANK NATIONAL ASSN in CT at $213M.

NPL Volume Leaders by Category

Sorted by NPL Volume ↓

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Rank	Institution	Source	State	NPL Volume	QoQ
1	PATHWARD NATIONAL ASSN	BANK	SD	$267M	+$153M
2	LIVE OAK BANKING CO	BANK	NC	$266M	-$4M
3	WEBSTER BANK NATIONAL ASSN	BANK	CT	$213M	-$39M
4	CIBC BANK USA	BANK	IL	$209M	+$18M
5	BANKUNITED NATIONAL ASSN	BANK	FL	$112M	-$12M
6	INTERNATIONAL BK OF COM	BANK	TX	$105M	+$105M
7	FIRST HORIZON BANK	BANK	TN	$104M	-$7M
8	INTERNATIONAL BK OF COM	BANK	TX	$100M	+$49M
9	SUNFLOWER BANK NATIONAL ASSN	BANK	TX	$89M	+$66M
10	TEXAS CAPITAL BANK	BANK	TX	$86M	-$52M
40 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind. Unlock with Mastermind

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Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	ISRAEL DISCOUNT BANK OF NY	BANK	NY	████	████	████
12	CELTIC BANK	BANK	UT	████	████	████
13	SOUTHSTATE BANK NA	BANK	FL	████	████	████
14	STIFEL BANK&TRUST	BANK	MO	████	████	████
15	ZIONS BCORP N A	BANK	UT	████	████	████
16	WAFD BANK	BANK	WA	████	████	████
17	NEWTEK BANK NATIONAL ASSN	BANK	FL	████	████	████
18	1ST SOURCE BANK	BANK	IN	████	████	████
19	CITY NB OF FLORIDA	BANK	FL	████	████	████
20	BEACON BANK&TRUST	BANK	MA	████	████	████
21	FIRST MERCHANTS BANK	BANK	IN	████	████	████
22	APPLE BANK	BANK	NY	████	████	████
23	FIRST INTERNET BANK OF IN	BANK	IN	████	████	████
24	BUSEY BANK	BANK	IL	████	████	████
25	COLUMBIA BANK	BANK	OR	████	████	████
26	TBK BANK SSB	BANK	TX	████	████	████
27	ASSOCIATED BANK NA	BANK	WI	████	████	████
28	FIRST BANK OF THE LAKE	BANK	MO	████	████	████
29	ARVEST BANK	BANK	AR	████	████	████
30	HANCOCK WHITNEY BANK	BANK	MS	████	████	████
31	BANCFIRST	BANK	OK	████	████	████
32	FIRST COMMONWEALTH BANK	BANK	PA	████	████	████
33	BANK OF MISSOURI	BANK	MO	████	████	████
34	FIRST NB OF PENNSYLVANIA	BANK	PA	████	████	████
35	AMARILLO NATIONAL BANK	BANK	TX	████	████	████
36	EMIGRANT BANK	BANK	FL	████	████	████
37	B1BANK	BANK	LA	████	████	████
38	GULF COAST BANK&TRUST CO	BANK	LA	████	████	████
39	WOODFOREST NATIONAL BANK	BANK	TX	████	████	████
40	WESTERN ALLIANCE BANK	BANK	AZ	████	████	████
41	BANK OF HOPE	BANK	CA	████	████	████
42	ATLANTIC UNION BANK	BANK	VA	████	████	████
43	FIRST INTERSTATE BANK	BANK	MT	████	████	████
44	NBH BANK	BANK	CO	████	████	████
45	UNIVEST BANK&TRUST CO	BANK	PA	████	████	████
46	HAPPEN BANK NATIONAL ASSN	BANK	UT	████	████	████
47	UNITED COMMUNITY BANK	BANK	SC	████	████	████
48	ORIENTAL BANK	BANK	PR	████	████	████
49	EQUITY BANK	BANK	KS	████	████	████
50	BYLINE BANK	BANK	IL	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume in each loan category — largest first, top 50. There is no minimum-dollar threshold; the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual plus 90-days-past-due dollar columns, taken directly from the FFIEC Central Data Repository (CDR). The sibling Charge-Off Velocity card shows how fast a category is deteriorating; this card shows where the existing stock of problem loans sits.

Learn more about NPL Volume →