Banks with the largest absolute Multifamily non-performing loan exposure

Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.

Q1 202650 institutions (archived snapshot)

In Q1 2026, 50 institutions reported nonperforming Multifamily loans. FLAGSTAR BANK NATIONAL ASSN in NY led the category with $2.0B in nonperforming volume, followed by WELLS FARGO BANK NA in SD at $460M and JPMORGAN CHASE BANK NA in OH at $427M.

NPL Volume Leaders by Category

Sorted by NPL Volume ↓

Export CSV (Mastermind)

Rank	Institution	Source	State	NPL Volume	QoQ
1	FLAGSTAR BANK NATIONAL ASSN	BANK	NY	$2.0B	-$257M
2	WELLS FARGO BANK NA	BANK	SD	$460M	-$67M
3	JPMORGAN CHASE BANK NA	BANK	OH	$427M	+$5M
4	SANTANDER BANK N A	BANK	DE	$395M	+$85M
5	KEYBANK NATIONAL ASSN	BANK	OH	$290M	+$70M
6	CAPITAL ONE NATIONAL ASSN	BANK	VA	$217M	+$52M
7	PNC BANK NATIONAL ASSN	BANK	DE	$184M	+$95M
8	MERCHANTS BANK OF INDIANA	BANK	IN	$176M	+$48M
9	FIRST-CITIZENS BANK&TRUST CO	BANK	NC	$164M	+$103M
10	CITIZENS BANK NATIONAL ASSN	BANK	RI	$125M	-$27M
40 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind. Unlock with Mastermind

See 40 more →

Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	CFG BANK	BANK	MD	████	████	████
12	TD BANK NATIONAL ASSN	BANK	DE	████	████	████
13	CIBC BANK USA	BANK	IL	████	████	████
14	CITIBANK NATIONAL ASSN	BANK	SD	████	████	████
15	AMALGAMATED BANK	BANK	NY	████	████	████
16	SERVISFIRST BANK	BANK	AL	████	████	████
17	VALLEY NATIONAL BANK	BANK	NJ	████	████	████
18	OLD NATIONAL BANK	BANK	IN	████	████	████
19	GOLDMAN SACHS BANK USA	BANK	NY	████	████	████
20	PREFERRED BANK	BANK	CA	████	████	████
21	INTERNATIONAL BK OF COM	BANK	TX	████	████	████
22	METROPOLITAN COMMERCIAL BANK	BANK	NY	████	████	████
23	AMERICAN MOMENTUM BANK	BANK	TX	████	████	████
24	KEARNY BANK	BANK	NJ	████	████	████
25	DIME COMMUNITY BANK	BANK	NY	████	████	████
26	WEBSTER BANK NATIONAL ASSN	BANK	CT	████	████	████
27	RIDGEWOOD SAVINGS BANK	BANK	NY	████	████	████
28	PINNACLE BANK	BANK	TN	████	████	████
29	WAFD BANK	BANK	WA	████	████	████
30	EAGLEBANK	BANK	MD	████	████	████
31	SHORE UNITED BANK NA	BANK	MD	████	████	████
32	PEAPACK PRIVATE BANK&TRUST	BANK	NJ	████	████	████
33	NORTHERN TRUST CO	BANK	IL	████	████	████
34	NANO BANC	BANK	CA	████	████	████
35	CONNECTONE BANK	BANK	NJ	████	████	████
36	SOUTHSTATE BANK NA	BANK	FL	████	████	████
37	TEXAS CAPITAL BANK	BANK	TX	████	████	████
38	ATLANTIC UNION BANK	BANK	VA	████	████	████
39	MANUFACTURERS&TRADERS TR CO	BANK	NY	████	████	████
40	CATHAY BANK	BANK	CA	████	████	████
41	BCORP BANK NATIONAL ASSN	BANK	SD	████	████	████
42	MORGAN STANLEY PRIVATE BK NA	BANK	NY	████	████	████
43	BANK OF AMERICA NA	BANK	NC	████	████	████
44	FIRST UNITED BANK&TRUST CO	BANK	OK	████	████	████
45	BENEFICIAL STATE BANK	BANK	CA	████	████	████
46	CTBC BANK CORP USA	BANK	CA	████	████	████
47	FIRST FOUNDATION BANK	BANK	CA	████	████	████
48	MIDFIRST BANK	BANK	OK	████	████	████
49	EASTERN BANK	BANK	MA	████	████	████
50	BANCFIRST	BANK	OK	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume per CDR leaf category, sorted descending, top 50. No minimum-dollar threshold is applied — the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual + 90-days-past-due dollar columns (pinned in lib/call-report/cdr-fields.js). Stored in call_report_metrics_by_category.nonperforming_volume with source='fdic_cdr'. Sibling card charge-off-velocity surfaces the leading-edge rate of deterioration; this card surfaces the absolute concentration of stock.

Learn more about NPL Volume →