Banks with the largest absolute Multifamily non-performing loan exposure

Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.

Q2 202650 institutions (archived snapshot)

In Q2 2026, 50 institutions held Multifamily nonperforming loans. FLAGSTAR BANK NATIONAL ASSN in NY led the category with $2.2B, followed by JPMORGAN CHASE BANK NA in OH at $490M and WELLS FARGO BANK NA in SD at $400M.

NPL Volume Leaders by Category

Sorted by NPL Volume ↓

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Rank	Institution	Source	State	NPL Volume	QoQ
1	FLAGSTAR BANK NATIONAL ASSN	BANK	NY	$2.2B	+$143M
2	JPMORGAN CHASE BANK NA	BANK	OH	$490M	+$63M
3	WELLS FARGO BANK NA	BANK	SD	$400M	-$60M
4	SANTANDER BANK N A	BANK	DE	$392M	-$3M
5	KEYBANK NATIONAL ASSN	BANK	OH	$270M	-$20M
6	CAPITAL ONE NATIONAL ASSN	BANK	VA	$262M	+$45M
7	FIRST-CITIZENS BANK&TRUST CO	BANK	NC	$191M	+$27M
8	CITIZENS BANK NATIONAL ASSN	BANK	RI	$170M	+$45M
9	MERCHANTS BANK OF INDIANA	BANK	IN	$153M	-$23M
10	CFG BANK	BANK	MD	$135M	+$10M
40 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind. Unlock with Mastermind

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Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	TD BANK NATIONAL ASSN	BANK	DE	████	████	████
12	PNC BANK NATIONAL ASSN	BANK	DE	████	████	████
13	U S BANK NATIONAL ASSN	BANK	OH	████	████	████
14	AMALGAMATED BANK	BANK	NY	████	████	████
15	SERVISFIRST BANK	BANK	AL	████	████	████
16	CIBC BANK USA	BANK	IL	████	████	████
17	VALLEY NATIONAL BANK	BANK	NJ	████	████	████
18	CONNECTONE BANK	BANK	NJ	████	████	████
19	CITIBANK NATIONAL ASSN	BANK	SD	████	████	████
20	GOLDMAN SACHS BANK USA	BANK	NY	████	████	████
21	OLD NATIONAL BANK	BANK	IN	████	████	████
22	RIDGEWOOD SAVINGS BANK	BANK	NY	████	████	████
23	SUNFLOWER BANK NATIONAL ASSN	BANK	TX	████	████	████
24	PEAPACK PRIVATE BANK&TRUST	BANK	NJ	████	████	████
25	INTERNATIONAL BK OF COM	BANK	TX	████	████	████
26	AMERICAN MOMENTUM BANK	BANK	TX	████	████	████
27	WEBSTER BANK NATIONAL ASSN	BANK	CT	████	████	████
28	KEARNY BANK	BANK	NJ	████	████	████
29	EAGLEBANK	BANK	MD	████	████	████
30	PINNACLE BANK	BANK	TN	████	████	████
31	WAFD BANK	BANK	WA	████	████	████
32	SHORE UNITED BANK NA	BANK	MD	████	████	████
33	CATHAY BANK	BANK	CA	████	████	████
34	TRUIST BANK	BANK	NC	████	████	████
35	DIME COMMERCIAL BANK	BANK	NY	████	████	████
36	PREFERRED BANK	BANK	CA	████	████	████
37	ATLANTIC UNION BANK	BANK	VA	████	████	████
38	MANUFACTURERS&TRADERS TR CO	BANK	NY	████	████	████
39	SOUTHSTATE BANK NA	BANK	FL	████	████	████
40	METROPOLITAN COMMERCIAL BANK	BANK	NY	████	████	████
41	BCORP BANK NATIONAL ASSN	BANK	SD	████	████	████
42	MORGAN STANLEY PRIVATE BK NA	BANK	NY	████	████	████
43	HUNTINGTON NATIONAL BANK	BANK	OH	████	████	████
44	FIRST UNITED BANK&TRUST CO	BANK	OK	████	████	████
45	BANK OF AMERICA NA	BANK	NC	████	████	████
46	CTBC BANK CORP USA	BANK	CA	████	████	████
47	BENEFICIAL STATE BANK	BANK	CA	████	████	████
48	TEXAS CAPITAL BANK	BANK	TX	████	████	████
49	BANCFIRST	BANK	OK	████	████	████
50	TOMPKINS COMMUNITY BANK	BANK	NY	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume in each loan category — largest first, top 50. There is no minimum-dollar threshold; the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual plus 90-days-past-due dollar columns, taken directly from the FFIEC Central Data Repository (CDR). The sibling Charge-Off Velocity card shows how fast a category is deteriorating; this card shows where the existing stock of problem loans sits.

Learn more about NPL Volume →