VALLEYSTAR
CUMartinsville, VA
Total Assets
$518M
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Total Loans
$353M
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VALLEYSTAR in VA reported a Texas ratio of 7.3% in Q1 2026, down -1.4pp from the prior quarter. Nonperforming assets declined to 1.08%, a decrease of -0.17pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $115M | 32.7% | — | — |
| 1-4 family — junior lien | $19M | 5.4% | — | — |
| Multifamily | $73M | 20.6% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.