VALLEYSTAR
CUMartinsville, VA
Total Assets
$503M
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Total Loans
$333M
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MARTINSVILLE DUPONT EMP in VA reported a 10.1% Texas Ratio in Q2 2026, rising +3.6pp from the prior quarter. Nonperforming assets increased +0.68pp to 1.76%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $113M | 34.0% | — | — |
| 1-4 family — junior lien | $19M | 5.7% | — | — |
| Multifamily | $61M | 18.3% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
VALLEYSTAR currently appears on: Auto NPL Trend