SPIRIT OF ALASKA
CUFairbanks, AK
Total Assets
$201M
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Total Loans
$105M
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SPIRIT OF ALASKA in AK reported a Texas Ratio of 4.0% in Q2 2026, up +1.0pp from the prior quarter. Nonperforming assets rose to 1.16%, an increase of +0.28pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $42M | 40.4% | — | — |
| 1-4 family — junior lien | $3M | 3.0% | — | — |
| Multifamily | $14M | 13.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
SPIRIT OF ALASKA currently appears on: Rising NPLs by Collateral (Credit Unions) · Auto NPL Trend