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FIXnotes

SOLUTIONS FIRST

CU

Enterprise, AL

Total Assets
$45M
—
Total Loans
$18M
—
SOLUTIONS FIRST in AL reported a 38.8% Texas Ratio in Q2 2026, rising +24.1pp from the prior quarter. Nonperforming assets declined to 2.43%, down -0.11pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$2M8.6%——
1-4 family — junior lien$29K0.2%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Alabama mortgage-note market & lender distress →