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FIXnotes

SALT CITY

CU

Solvay, NY

Total Assets
$117M
Total Loans
$70M
SALT CITY in NY reported a 3.5% Texas ratio in Q1 2026, down -3.7pp from the prior quarter. Nonperforming assets declined to 0.52%, a decrease of -0.54pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$9M13.2%
1-4 family — junior lien$8M11.3%
Multifamily$00.0%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

New York mortgage-note market & lender distress →