NRS COMMUNITY DEVELOPMENT
CUBIRMINGHAM, AL
Total Assets
$1M
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Total Loans
$402K
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NRS COMMUNITY DEVELOPMENT in AL reported a -45.9pp decline in its Texas Ratio to 59.6% during Q2 2026, reflecting improved asset quality. Nonperforming loans fell -26.19pp to 15.99% of total loans.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $0 | 0.0% | — | — |
| 1-4 family — junior lien | $0 | 0.0% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
NRS COMMUNITY DEVELOPMENT currently appears on: Texas Ratio Watch · Outliers vs Peer Cohort