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FIXnotes

HARVARD COMMUNITY

CU

HARVARD, IL

Total Assets
$21M
—
Total Loans
$17M
—
HARVARD COMMUNITY in IL reported a 0.3% Texas Ratio in Q2 2026, down -12.3pp from the prior quarter. Nonperforming assets accounted for 0.03%, a decline of -1.27pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$3M17.6%——
1-4 family — junior lien$111K0.7%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Illinois mortgage-note market & lender distress →