FIRST TRUST
CUMichigan City, IN
Total Assets
$192M
—
Total Loans
$53M
—
FIRST TRUST in IN reported a 6.1% Texas ratio in Q2 2026, rising +3.9pp from the prior quarter. Nonperforming assets increased to 3.08%, up +1.96pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $15M | 27.4% | — | — |
| 1-4 family — junior lien | $1M | 2.8% | — | — |
| Multifamily | $2M | 3.2% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
FIRST TRUST currently appears on: Rising NPLs by Collateral (Credit Unions)