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FIXnotes

EMPOWERMENT COMMUNITY DEVELOPMENT

CU

Houston, TX

Total Assets
$685K
—
Total Loans
$408K
—
EMPOWERMENT COMMUNITY DEVELOPMENT in TX reported a 243.8% Texas ratio in Q2 2026, up +109.1pp from the prior quarter. Nonperforming assets accounted for 42.08% of total assets, increasing +16.49pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$00.0%——
1-4 family — junior lien$00.0%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →