DEPARTMENT OF COMMERCE
CUWashington, DC
Total Assets
$739M
—
Total Loans
$650M
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DEPARTMENT OF COMMERCE in DC reported a Texas ratio of 21.0% in Q2 2026, up +5.0pp from the prior quarter. Nonperforming assets rose to 1.75%, an increase of +0.36pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $284M | 43.7% | — | — |
| 1-4 family — junior lien | $164M | 25.2% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
DEPARTMENT OF COMMERCE currently appears on: Net Worth Distress · Auto NPL Trend