ALABAMA
CUTUSCALOOSA, AL
Total Assets
$2.1B
—
Total Loans
$1.5B
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ALABAMA in AL reported a Texas Ratio of 6.2% in Q2 2026, +0.0pp from the prior quarter. Nonperforming assets stood at 0.80%, increasing +0.01pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $233M | 15.2% | — | — |
| 1-4 family — junior lien | $40M | 2.6% | — | — |
| Multifamily | $141M | 9.2% | — | — |
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| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
ALABAMA currently appears on: Rising NPLs by Collateral (Credit Unions)