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FIXnotes

TOWNE BANK

BANK

PORTSMOUTH, VA · NM

Total Assets
$19.7B
Total Loans
$13.5B
0.5%
+0.1

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)
Commercial real estate
Construction & land
FOUNDATION Multifamily Unlock to view
FOUNDATION Non-residential CRE Unlock to view
FOUNDATION Residential real estate Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION Other loans Unlock to view
FOUNDATION 1-4 family — 1st lien Unlock to view
FOUNDATION 1-4 family — junior lien Unlock to view
FOUNDATION 1-4 family — HELOC Unlock to view
FOUNDATION Multifamily Unlock to view
FOUNDATION CRE — owner-occupied Unlock to view
FOUNDATION CRE — non-owner-occupied Unlock to view
FOUNDATION Construction — 1-4 family Unlock to view
FOUNDATION Construction — other Unlock to view
FOUNDATION Commercial & industrial Unlock to view
FOUNDATION Consumer Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

FOUNDATION

Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Recent acquisitions

Institutions TOWNE BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • Dogwood State BankRaleigh, NC · Jan 12, 2026 · Merger
    Inherited NPL volume
    $20M
    Inherited NPL %
    1.00%
    Total loans inherited
    $2.0B
    Total assets inherited
    $2.4B
    YTD charge-offs (at close)
    $7M
    Last filing
    Dec 31, 2025
  • The Old Point National Bank of PhoebusHampton, VA · Sep 1, 2025 · Merger
    Inherited NPL volume
    $966K
    Inherited NPL %
    0.10%
    Total loans inherited
    $994M
    Total assets inherited
    $1.4B
    YTD charge-offs (at close)
    $1M
    Last filing
    Jun 30, 2025
  • Village BankMidlothian, VA · Apr 1, 2025 · Merger
    Inherited NPL volume
    $624K
    Inherited NPL %
    0.10%
    Total loans inherited
    $596M
    Total assets inherited
    $739M
    YTD charge-offs (at close)
    $-4K
    Last filing
    Mar 31, 2025