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FIXnotes

EVERBANK NATIONAL ASSN

BANK

JACKSONVILLE, FL · N

Total Assets
$46.7B
—
Total Loans
$37.1B
—
11.6%
-0.8
EVERBANK NATIONAL ASSN in FL reported a Texas ratio of 11.6% in Q2 2026, down -0.8pp from the prior quarter. Nonperforming assets declined to 1.42%, a -0.05pp decrease.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)————
Commercial real estate————
Construction & land————
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Florida mortgage-note market & lender distress →

Recent acquisitions

Institutions EVERBANK NATIONAL ASSN absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • Sterling Bank and Trust, FSBSouthfield, MI · Apr 1, 2025 · Merger
    Inherited NPL volume
    $10M
    Inherited NPL %
    1.35%
    Total loans inherited
    $741M
    Total assets inherited
    $2.3B
    YTD charge-offs (at close)
    $0
    Last filing
    Mar 31, 2025