Banks with the largest absolute CRE — non-owner-occupied non-performing loan exposure

Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.

Q2 202650 institutions (archived snapshot)

In Q2 2026, 50 institutions held CRE — non-owner-occupied nonperforming loans. WELLS FARGO BANK NA led the category with $2.7B in NPL volume, followed by BANK OF AMERICA NA at $931M and JPMORGAN CHASE BANK NA at $834M.

NPL Volume Leaders by Category

Sorted by NPL Volume ↓

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Rank	Institution	Source	State	NPL Volume	QoQ
1	WELLS FARGO BANK NA	BANK	SD	$2.7B	-$192M
2	BANK OF AMERICA NA	BANK	NC	$931M	-$130M
3	JPMORGAN CHASE BANK NA	BANK	OH	$834M	-$42M
4	GOLDMAN SACHS BANK USA	BANK	NY	$763M	+$17M
5	MORGAN STANLEY BANK NA	BANK	UT	$475M	-$8M
6	FIRST-CITIZENS BANK&TRUST CO	BANK	NC	$455M	-$22M
7	PNC BANK NATIONAL ASSN	BANK	DE	$442M	-$19M
8	CAPITAL ONE NATIONAL ASSN	BANK	VA	$401M	+$5M
9	U S BANK NATIONAL ASSN	BANK	OH	$380M	-$26M
10	CITIZENS BANK NATIONAL ASSN	BANK	RI	$335M	-$174M
40 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind. Unlock with Mastermind

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Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	FLAGSTAR BANK NATIONAL ASSN	BANK	NY	████	████	████
12	STATE STREET BANK&TRUST CO	BANK	MA	████	████	████
13	WESTERN ALLIANCE BANK	BANK	AZ	████	████	████
14	CITIBANK NATIONAL ASSN	BANK	SD	████	████	████
15	HSBC BANK USA NATIONAL ASSN	BANK	VA	████	████	████
16	BANC OF CALIFORNIA	BANK	CA	████	████	████
17	TD BANK NATIONAL ASSN	BANK	DE	████	████	████
18	MANUFACTURERS&TRADERS TR CO	BANK	NY	████	████	████
19	BANK OZK	BANK	AR	████	████	████
20	HUNTINGTON NATIONAL BANK	BANK	OH	████	████	████
21	FIRST HORIZON BANK	BANK	TN	████	████	████
22	VALLEY NATIONAL BANK	BANK	NJ	████	████	████
23	MORGAN STANLEY PRIVATE BK NA	BANK	NY	████	████	████
24	SANTANDER BANK N A	BANK	DE	████	████	████
25	PINNACLE BANK	BANK	TN	████	████	████
26	WEBSTER BANK NATIONAL ASSN	BANK	CT	████	████	████
27	REGIONS BANK	BANK	AL	████	████	████
28	BMO BANK NATIONAL ASSN	BANK	IL	████	████	████
29	MONET BANK	BANK	TX	████	████	████
30	INDUSTRIAL&COMMERCIAL BK CHI	BANK	NY	████	████	████
31	EMIGRANT BANK	BANK	FL	████	████	████
32	CIBC BANK USA	BANK	IL	████	████	████
33	CITY NATIONAL BANK	BANK	CA	████	████	████
34	DEUTSCHE BANK TR CO AMERICAS	BANK	NY	████	████	████
35	NANO BANC	BANK	CA	████	████	████
36	EVERBANK NATIONAL ASSN	BANK	FL	████	████	████
37	UNITED BANK	BANK	VA	████	████	████
38	PREFERRED BANK	BANK	CA	████	████	████
39	BANK OF HOPE	BANK	CA	████	████	████
40	RAYMOND JAMES BANK	BANK	FL	████	████	████
41	EASTERN BANK	BANK	MA	████	████	████
42	OLD NATIONAL BANK	BANK	IN	████	████	████
43	WOODFOREST NATIONAL BANK	BANK	TX	████	████	████
44	ROCKLAND TRUST CO	BANK	MA	████	████	████
45	MIDFIRST BANK	BANK	OK	████	████	████
46	WOORI AMERICA BANK	BANK	NY	████	████	████
47	CAMBRIDGE SAVINGS BANK	BANK	MA	████	████	████
48	INTERBANK	BANK	OK	████	████	████
49	BEACON BANK&TRUST	BANK	MA	████	████	████
50	OCEANFIRST BANK NA	BANK	NJ	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume in each loan category — largest first, top 50. There is no minimum-dollar threshold; the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual plus 90-days-past-due dollar columns, taken directly from the FFIEC Central Data Repository (CDR). The sibling Charge-Off Velocity card shows how fast a category is deteriorating; this card shows where the existing stock of problem loans sits.

Learn more about NPL Volume →