Banks with the largest absolute Construction — 1-4 family non-performing loan exposure

Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.

Q1 202650 institutions (archived snapshot)

In Q1 2026, JPMORGAN CHASE BANK NA in OH held the largest nonperforming loan volume in Construction — 1-4 family construction lending at $67M, followed by SIMMONS BANK in AR with $24M and FIRSTBANK in TN with $23M. These three institutions accounted for the top positions among 50 banks and credit unions in this category.

NPL Volume Leaders by Category

Sorted by NPL Volume ↓

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Rank	Institution	Source	State	NPL Volume	QoQ
1	JPMORGAN CHASE BANK NA	BANK	OH	$67M	-$21M
2	SIMMONS BANK	BANK	AR	$24M	+$15M
3	FIRSTBANK	BANK	TN	$23M	-$162K
4	INTERNATIONAL BK OF COM	BANK	OK	$17M	+$17M
5	GOLDMAN SACHS BANK USA	BANK	NY	$15M	-$0
6	U S BANK NATIONAL ASSN	BANK	OH	$15M	-$6M
7	MUTUALONE BANK	BANK	MA	$12M	+$562K
8	FLAGSTAR BANK NATIONAL ASSN	BANK	NY	$10M	+$7M
9	CALIFORNIA PACIFIC BANK	BANK	CA	$10M	+$200K
10	EXCHANGE BANK	BANK	NE	$10M	+$9M
40 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind. Unlock with Mastermind

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Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	SULLIVAN BANK	BANK	MO	████	████	████
12	EAGLEBANK	BANK	MD	████	████	████
13	FNB COMMUNITY BANK	BANK	OK	████	████	████
14	COMMERCIAL BANK OF CA	BANK	CA	████	████	████
15	CITY NB OF FLORIDA	BANK	FL	████	████	████
16	BANK 7	BANK	OK	████	████	████
17	SOUTHSTATE BANK NA	BANK	FL	████	████	████
18	BANKGLOUCESTER	BANK	MA	████	████	████
19	MERIDIAN BANK	BANK	PA	████	████	████
20	OCEANFIRST BANK NA	BANK	NJ	████	████	████
21	ALERUS FINANCIAL NA	BANK	ND	████	████	████
22	HOME BANK NATIONAL ASSN	BANK	LA	████	████	████
23	SOUTHPOINT BANK	BANK	AL	████	████	████
24	NEW OMNI BANK NATIONAL ASSN	BANK	CA	████	████	████
25	MEGA BANK	BANK	CA	████	████	████
26	PINNACLE BANK	BANK	IA	████	████	████
27	FIRST FED BANK	BANK	WA	████	████	████
28	PINNACLE BANK	BANK	TN	████	████	████
29	SPIRITBANK	BANK	OK	████	████	████
30	BANC OF CALIFORNIA	BANK	CA	████	████	████
31	UNIVEST BANK&TRUST CO	BANK	PA	████	████	████
32	REGENT BANK	BANK	OK	████	████	████
33	MABREY BANK	BANK	OK	████	████	████
34	COMMUNITY NATIONAL BANK	BANK	TX	████	████	████
35	CAPITAL BANK NATIONAL ASSN	BANK	MD	████	████	████
36	CITIZENS COMMUNITY BANK	BANK	IL	████	████	████
37	EXCHANGE BANK	BANK	CA	████	████	████
38	STONE BANK	BANK	AR	████	████	████
39	FIRSTIER BANK	BANK	NE	████	████	████
40	FULTON BANK NATIONAL ASSN	BANK	PA	████	████	████
41	COLORADO FSB	BANK	CO	████	████	████
42	FIRST UNITED BANK&TRUST CO	BANK	OK	████	████	████
43	EASTERN SAVINGS BANK FSB	BANK	MD	████	████	████
44	EQUITY BANK	BANK	KS	████	████	████
45	CENTRAL TRUST BANK	BANK	MO	████	████	████
46	CITIZENS&NORTHERN BANK	BANK	PA	████	████	████
47	FEDERAL SAVINGS BANK	BANK	IL	████	████	████
48	BANKIOWA	BANK	IA	████	████	████
49	FIRST PRYORITY BANK	BANK	OK	████	████	████
50	ARVEST BANK	BANK	AR	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume in each loan category — largest first, top 50. There is no minimum-dollar threshold; the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual plus 90-days-past-due dollar columns, taken directly from the FFIEC Central Data Repository (CDR). The sibling Charge-Off Velocity card shows how fast a category is deteriorating; this card shows where the existing stock of problem loans sits.

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