COMMERCIAL BANK OF CA
BANKIRVINE, CA · NM
Total Assets
$3.9B
—
Total Loans
$2.8B
—
COMMERCIAL BANK OF CA in CA reported a Texas ratio of 5.6% in Q1 2026, up +1.7pp from the prior quarter. Nonperforming assets increased +0.24pp to 0.64%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| Real estate (all) | — | — | — | — |
| Commercial real estate | — | — | — | — |
| Construction & land | — | — | — | — |
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION Non-residential CRE — Unlock to view | ||||
| FOUNDATION Residential real estate — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
| FOUNDATION Other loans — Unlock to view | ||||
| FOUNDATION 1-4 family — 1st lien — Unlock to view | ||||
| FOUNDATION 1-4 family — junior lien — Unlock to view | ||||
| FOUNDATION 1-4 family — HELOC — Unlock to view | ||||
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION CRE — owner-occupied — Unlock to view | ||||
| FOUNDATION CRE — non-owner-occupied — Unlock to view | ||||
| FOUNDATION Construction — 1-4 family — Unlock to view | ||||
| FOUNDATION Construction — other — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
COMMERCIAL BANK OF CA currently appears on: NPL Volume Leaders by Category · Rising NPLs by Category
Recent acquisitions
Institutions COMMERCIAL BANK OF CA absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter
- Community Bank of the Bay
- Inherited NPL volume
- $753K
- Inherited NPL %
- 0.11%
- Total loans inherited
- $707M
- Total assets inherited
- $1.0B
- YTD charge-offs (at close)
- $150K
- Last filing
- Sep 30, 2024