Banks with the largest absolute Construction — 1-4 family non-performing loan exposure

Banks with the largest absolute dollar exposure to non-performing loans in a specific category. Volume-ranked rather than ratio-ranked, so this card complements rising-npls (which surfaces banks with the fastest ratio increase). A large bank with a flat-but-large NPL book may not appear on rising-npls but is the dominant story for category-level exposure on this card.

Q2 202650 institutions (archived snapshot)

In Q2 2026, SIMMONS BANK in AR held the highest nonperforming loan volume in Construction — 1-4 family among 50 reporting institutions, with $37M in NPLs. JPMORGAN CHASE BANK NA and FIRSTBANK followed with $34M and $28M, respectively.

NPL Volume Leaders by Category

Sorted by NPL Volume ↓

Export CSV (Mastermind)

Rank	Institution	Source	State	NPL Volume	QoQ
1	SIMMONS BANK	BANK	AR	$37M	+$13M
2	JPMORGAN CHASE BANK NA	BANK	OH	$34M	-$33M
3	FIRSTBANK	BANK	TN	$28M	+$6M
4	FLAGSTAR BANK NATIONAL ASSN	BANK	NY	$28M	+$18M
5	BANK IOWA	BANK	IA	$20M	+$20M
6	GOLDMAN SACHS BANK USA	BANK	NY	$15M	-$0
7	REPUBLIC BANK OF CHICAGO	BANK	IL	$15M	+$15M
8	CAPITAL BANK NATIONAL ASSN	BANK	MD	$13M	+$10M
9	CALIFORNIA PACIFIC BANK	BANK	CA	$10M	+$110K
10	MUTUALONE BANK	BANK	MA	$10M	-$2M
40 more institutions match this list. Unlock metric values for every row, column sort, archives, and CSV export with Mastermind. Unlock with Mastermind

See 40 more →

Rank	Institution	Source	State	NPL Volume	QoQ	Trend
11	EXCHANGE BANK	BANK	NE	████	████	████
12	U S BANK NATIONAL ASSN	BANK	OH	████	████	████
13	BANKGLOUCESTER	BANK	MA	████	████	████
14	DEDHAM INST FOR SVG	BANK	MA	████	████	████
15	SULLIVAN BANK	BANK	MO	████	████	████
16	FNB COMMUNITY BANK	BANK	OK	████	████	████
17	HUNTINGTON NATIONAL BANK	BANK	OH	████	████	████
18	FULTON BANK NATIONAL ASSN	BANK	PA	████	████	████
19	OCEANFIRST BANK NA	BANK	NJ	████	████	████
20	CITIZENS COMMUNITY BANK	BANK	IL	████	████	████
21	MERIDIAN BANK	BANK	PA	████	████	████
22	FIRST FED BANK	BANK	WA	████	████	████
23	SOUTHSTATE BANK NA	BANK	FL	████	████	████
24	INTERBANK	BANK	OK	████	████	████
25	BANC OF CALIFORNIA	BANK	CA	████	████	████
26	PINNACLE BANK	BANK	TN	████	████	████
27	REGENT BANK	BANK	OK	████	████	████
28	MABREY BANK	BANK	OK	████	████	████
29	AMERICAN NATIONAL BANK&TRUST	BANK	TX	████	████	████
30	EXCHANGE BANK	BANK	CA	████	████	████
31	BANK OF AMERICA NA	BANK	NC	████	████	████
32	FEDERAL SAVINGS BANK	BANK	IL	████	████	████
33	BANK OF UTAH	BANK	UT	████	████	████
34	ROCKLAND TRUST CO	BANK	MA	████	████	████
35	FIRST STATE BANK	BANK	TX	████	████	████
36	COLORADO FSB	BANK	CO	████	████	████
37	EQUITY BANK	BANK	KS	████	████	████
38	INVESTAR BANK NATIONAL ASSN	BANK	LA	████	████	████
39	EASTERN SAVINGS BANK FSB	BANK	MD	████	████	████
40	ATLANTIC UNION BANK	BANK	VA	████	████	████
41	LEAD BANK	BANK	MO	████	████	████
42	FIRST UNITED BANK&TRUST CO	BANK	OK	████	████	████
43	FIRSTIER BANK	BANK	NE	████	████	████
44	CITIZENS&NORTHERN BANK	BANK	PA	████	████	████
45	FINANCE FACTORS LTD	BANK	HI	████	████	████
46	STUDIO BANK	BANK	TN	████	████	████
47	PRIORITYONE BANK	BANK	MS	████	████	████
48	BANNER BANK	BANK	WA	████	████	████
49	MANUFACTURERS&TRADERS TR CO	BANK	NY	████	████	████
50	FIRST-CITIZENS BANK&TRUST CO	BANK	NC	████	████	████

Methodology

This card ranks banks by absolute non-performing loan volume in each loan category — largest first, top 50. There is no minimum-dollar threshold; the per-category leaderboards naturally surface the largest banks in each segment. Field source: FFIEC Call Report Schedule RC-N per-category nonaccrual plus 90-days-past-due dollar columns, taken directly from the FFIEC Central Data Repository (CDR). The sibling Charge-Off Velocity card shows how fast a category is deteriorating; this card shows where the existing stock of problem loans sits.

Learn more about NPL Volume →