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FIXnotes

WYHY

CU

CHEYENNE, WY

Total Assets
$409M
—
Total Loans
$294M
—
WYHY in WY reported a Texas ratio of 21.6% in Q2 2026, rising +1.0pp from the prior quarter. Nonperforming assets totaled 4.42%, an increase of +0.23pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$59M19.9%——
1-4 family — junior lien$42M14.3%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Wyoming mortgage-note market & lender distress →