UTICA GAS & ELECTRIC EMP
CUNEW HARTFORD, NY
Total Assets
$136M
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Total Loans
$117M
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UTICA GAS & ELECTRIC EMP in NY reported a Texas ratio of 8.8% in Q2 2026, rising +0.7pp from the prior quarter. Nonperforming assets accounted for 1.72% of total assets, up +0.12pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $56M | 47.4% | — | — |
| 1-4 family — junior lien | $24M | 20.5% | — | — |
| Multifamily | $6M | 4.8% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
UTICA GAS & ELECTRIC EMP currently appears on: Under-Reserved Lenders · Rising NPLs by Collateral (Credit Unions)